Mozier Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

Craig Grummel

Workers' Compensation, Elder Law, Collection, Medical Malpractice

Status: In Good Standing Licensed: 17 Years

CONTACT

524 N Main St, Carrollton, IL 62016

David Bruce Shaw

Collection, Transactions, Wills & Probate, Estate

Status: In Good Standing Licensed: 43 Years

CONTACT

303 E Adams St, Pittsfield, IL 62363

Charles Dana Eastman

Wills & Probate, Trusts, Corporate, Collection

Status: In Good Standing Licensed: 61 Years

CONTACT

2520 State St, Alton, IL 62002

John Sholar

Government, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2800 Buckmaster Lane, Alton, IL 62002

John Arthur Sholar

Government, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2800 Buckmaster Lane, Alton, IL 62002

William W. Asa

Commercial Real Estate, Litigation, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

Alton, IL 62002

Jeffrey L. Soltermann

Adoption, Collection, Consumer Bankruptcy, Bankruptcy Litigation

Status: In Good Standing Licensed: 30 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

816 W State St, Jacksonville, IL 62650

William E. Miller

Personal Injury, Collection, Medical Malpractice, Workers' Compensation

Status: In Good Standing Licensed: 41 Years

CONTACT

1403 E. Broadway, Alton, IL 62002

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Mozier Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

H. Allen Yow

Craig Grummel

David Bruce Shaw

Charles Dana Eastman

John Sholar

John Arthur Sholar

William W. Asa

Jeffrey L. Soltermann

Thomas L. Veith

William E. Miller

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LEGAL TERMS

DISPOSABLE INCOME

NUISANCE FEES

GENERAL PARTNER

WINDING UP

COLLATERAL

CREDITOR

FORBEARANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR CREDIT BILLING ACT (FCBA)

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