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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Paul J. Bogosian

Real Estate, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

52 Wolverstone Road, East Greenwich, RI 02818

David B. Hathaway

Litigation, Bankruptcy, Collection, Wills & Probate

Status: In Good Standing

CONTACT

469 Centerville Rd, Warwick, RI 02886

Danilo A. Borgas

Power of Attorney, Employment, Business, Collection, Accident & Injury

Status: In Good Standing

CONTACT

2374 Post Rd., Warwick, RI 02886

Stephen R. White

Wills & Probate, Collection, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

West Kingston, RI 02892

Joseph M. Diorio

Power of Attorney, Landlord-Tenant, Immigration, Collection

Status: In Good Standing

CONTACT

82 Camden Lane, Providence, RI 02921

Ryanna Tyler Capalbo

Accident & Injury, Divorce & Family Law, Real Estate, Collection, Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

51 Jefferson Boulevard, Warwick, RI 02888

Ericka Lezcano

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

282 County Rd, Barrington, RI 02806

Michael W. Carroll

Construction, Collection, Car Accident, Accident & Injury

Status: In Good Standing

CONTACT

10 Opechee Dr, Barrington, RI 02806

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

North Kingstown Collection Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Paul J. Bogosian

David B. Hathaway

Danilo A. Borgas

Stephen R. White

Joseph M. Diorio

Ryanna Tyler Capalbo

Ericka Lezcano

Michael W. Carroll

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GARNISHMENT

UNSECURED DEBT

FDCPA

CREDIT INSURANCE

LIQUIDATING PARTNER

CHAPTER 13 PLAN

CURRENT MONTHLY INCOME

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