North Lakewood Credit & Debt Lawyer, Washington, page 2

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
1721 Hewitt Ave #521 Everett, WA 98201Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Gregory L. Davies

Family Law, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

3721 Colby Ave, Everett, WA 98201

Gretchen Galstad

Credit & Debt, Landlord-Tenant, Dispute Resolution, Family Law

Status: Deceased Licensed: 21 Years

CONTACT

12015 Marine Dr, Marysville, WA 98271

Jennifer Bosserman

Elder Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

1638 E Main St, Freeland, WA 98249

Mark David Nusz

International Tax, Estate Planning, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 8 Years

CONTACT

1204 Cleveland Ave, Mount Vernon, WA 98273

Martin Lester Smith

Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

221 6Th St, Langley, WA 98260

Mary Elizabeth Schmitt

Commercial Real Estate, Federal, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

3525 Colby Ave, Everett, WA 98201

Olga Rotstein

Foreclosure, International Tax, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

3811A Broadway, Everett, WA 98201

P. Jayson Thibodaux

General Practice

Status: In Good Standing Licensed: 16 Years

CONTACT

116 Avenue A, Snohomish, WA 98290

Richard Mark Sybrandy

Contract, Credit & Debt, Civil Rights, Family Law

Status: In Good Standing Licensed: 29 Years

CONTACT

Mount Vernon, WA 98273

Robert Thomas Haney

Other, Litigation, Immigration, Credit & Debt

Status: Inactive Licensed: 37 Years

CONTACT

15921 16Th Ave Nw, Marysville, WA 98271

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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North Lakewood Credit & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Gregory L. Davies

Gretchen Galstad

Jennifer Bosserman

Mark David Nusz

Martin Lester Smith

Mary Elizabeth Schmitt

Olga Rotstein

P. Jayson Thibodaux

Richard Mark Sybrandy

Robert Thomas Haney

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

IRS EXPENSES

CREDITOR

CREDIT REPORT

DEFINED CONTRIBUTION PLAN

CURRENT MONTHLY INCOME

HOUSEHOLDER

FAIR CREDIT BILLING ACT (FCBA)

GRACE PERIOD

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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