North Oxford Collection Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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John A. Tatoian

✓ VERIFIED

Credit & Debt, Collection, Civil & Human Rights, Legal Malpractice, Consumer Protection

The Law Office of John A. Tatoian Esq. is a solo firm defined by the highest of ethical standards and personal attention. John A. Tatoian Esq. concent... (more)

CONTACT

860-490-4138

P.O. BOX 536, Springfield, MA 01108

Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Russell S. Chernin

Real Estate, Litigation, Immigration, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

390 Main Street, Worcester, MA 01608

Michelle L Diamond

Juvenile Law, Traffic, White Collar Crime, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

5A Brussels Street, Worcester, MA 01608

Alan M. Cohen

Collection, Collection, Collection, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

550 Worcester Rd, Framingham, MA 01702

Kenneth D. Quat

Commercial Real Estate, Student Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

373 Winch St, Framingham, MA 01701

Randy J. Milou

Defect and Lemon Law, Civil Rights, Collection, Car Accident

Status: In Good Standing

CONTACT

114 Mountain View Drive, Belchertown, MA 01007

Lewis J Cohn

Business Organization, Collection, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

7 Lillian Way, Wayland, MA 01778

Edward Russell Molari

DUI-DWI, Criminal, Contract, Collection

Status: In Good Standing

CONTACT

10 South Main Street, Attleboro, MA 02703

Rhonda S Boule

Landlord-Tenant, Prenuptial Agreements, Child Custody, Divorce & Family Law, Collection

Status: In Good Standing

CONTACT

2120 Commonwealth Ave, Auburndale, MA 02466

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLATERAL

Property that guarantees payment of a secured debt.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FDCPA

See Fair Debt Collections & Practices Act.

FCRA

See Fair Credit Reporting Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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North Oxford Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

John A. Tatoian

Claudia H. Cornish

Russell S. Chernin

Michelle L Diamond

Alan M. Cohen

Kenneth D. Quat

Randy J. Milou

Lewis J Cohn

Edward Russell Molari

Rhonda S Boule

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

COLLATERAL

SECURED DEBT

PRESUMED ABUSE

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGEABLE DEBTS

FDCPA

FCRA

SETOFF

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