North San Juan Bankruptcy Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stephen Johnson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

13620 Lincoln Way, Auburn, CA 95603

George Larry Engel

Estate Planning, Bankruptcy, Business, Trusts, Wills

Status: In Good Standing Licensed: 52 Years

CONTACT

12116 Horseshoe Ln, Nevada City, CA 95959

Debra Ann Sitzberger

Land Use & Zoning, Federal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

11750 Ridge Rd, Nevada City, CA 95959

James Louis Wilson

Civil Rights, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

17270 Apache Ct, Penn Valley, CA 95946

Tex Ritter

Health Care Other, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

342 N School St, Grass Valley, CA 95945

Stanley Phillips Berman

DUI-DWI, Collection, Bankruptcy, Products Liability, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

15342 Carrie Dr, Grass Valley, CA 95949

Tracy Lee Wood

Wills & Probate, Bankruptcy, Divorce & Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

2115 Myers St, Oroville, CA 95965

James F. Bunnell

International Tax, Bankruptcy

Status: Inactive

CONTACT

310 Bridgeview Dr, Auburn, CA 95603

Stephen Joseph Johnson

Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

251 Ravine Rd, Auburn, CA 95603

Nicole Diane Delerio

Tax, Real Estate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

1129 D St, Marysville, CA 95901

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FCRA

See Fair Credit Reporting Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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North San Juan Bankruptcy Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Stephen Johnson

George Larry Engel

Debra Ann Sitzberger

James Louis Wilson

Tex Ritter

Stanley Phillips Berman

Tracy Lee Wood

James F. Bunnell

Stephen Joseph Johnson

Nicole Diane Delerio

TIPS

LEGAL TERMS

AUTOMATIC STAY

TRADE NAME

CHAPTER 13 BANKRUPTCY

DISPOSABLE INCOME

MEANS TEST

SOLE PROPRIETORSHIP

GARNISHMENT

FCRA

CREDIT COUNSELING

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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