Northport Reorganization Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Northport Reorganization lawyer.
Below are all Northport lawyers.

Gary M. Georgeff

Commercial Real Estate, International Tax, International, Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

Northport, WA 99157

Ronald Maksym

General Practice

Status: In Good Standing Licensed: 61 Years

CONTACT

Northport, WA 99157

Sheila L Corcoran

Animal Bite, Family Law, Juvenile Law, Federal

Status: Deceased Licensed: 20 Years

CONTACT

2643D Onion Creek Rd, Northport, WA 99157

Terry L Williams

Family Law, Divorce & Family Law, Disability, Civil & Human Rights

Status: In Good Standing Licensed: 32 Years

CONTACT

Colville, WA 99114

Chris Alan Montgomery

Estate Planning, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

Colville, WA 99114

Catherine M. Merrill

Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 49 Years

CONTACT

836 Inchelium Hwy, Evans, WA 99141

Michael Dwayne Smith

Litigation, Juvenile Law, State Government, Criminal

Status: Deceased Licensed: 41 Years

CONTACT

Colville, WA 99114

Gary George Weber

Juvenile Law, Criminal

Status: Inactive Licensed: 52 Years

CONTACT

Colville, WA 99114

Gary Pounder

General Practice

Status: Suspended Licensed: 51 Years

CONTACT

Rt 1, Colville, WA 99114

Pamela Reese Lamica

Federal, DUI-DWI

Status: In Good Standing Licensed: 9 Years

CONTACT

1, Kettle Falls, WA 99141

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COLLATERAL

Property that guarantees payment of a secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Northport Reorganization Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Gary M. Georgeff

Ronald Maksym

Sheila L Corcoran

Terry L Williams

Chris Alan Montgomery

Catherine M. Merrill

Michael Dwayne Smith

Gary George Weber

Gary Pounder

Pamela Reese Lamica

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

IRS EXPENSES

CURRENT MONTHLY INCOME

MEETING OF CREDITORS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIEN

COLLATERAL

DEBT COLLECTOR

CHAPTER 13 BANKRUPTCY

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