Oconee Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gregory Robert Mollerud

Traffic, Health Care, Insurance, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

521 Willows Ave, Chatham, IL 62629

David A. Kelm

Administrative Law, Child Custody, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

Chatham, IL 62629

Regan Lewis

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

132 South Water St, Decatur, IL 62523

Matthew James Scoggins

Banking & Finance, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

111 East Main Street, Decatur, IL 62523

Lea Drew Jacobus

Lawsuit & Dispute, International, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

202 South Franklin, Decatur, IL 62523

Steven Langhoff

Collection, Household Mold

Status: In Good Standing Licensed: 26 Years

CONTACT

202 South Franklin, Decatur, IL 62523

Meredith Pitts

Traffic, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Matthew Spain

Lawsuit & Dispute, Health Care, Divorce & Family Law, Collection

Status: In Good Standing Licensed: 12 Years

CONTACT

202 S Franklin St, Decatur, IL 62523

Kristin Zacheis

Health Care Other, Estate Planning, Employee Rights, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

202 S. Franklin, Decatur, IL 62523

Julie Beyers

Litigation, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

601 E William St, Decatur, IL 62525

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Oconee Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Gregory Robert Mollerud

David A. Kelm

Regan Lewis

Matthew James Scoggins

Lea Drew Jacobus

Steven Langhoff

Meredith Pitts

Matthew Spain

Kristin Zacheis

Julie Beyers

TIPS

LEGAL TERMS

AUTOMATIC STAY

MEANS TEST

SUBROGATION

CREDIT COUNSELING

GRACE PERIOD

COSIGNER

LIMITED PARTNERSHIP

DISCHARGE (OF DEBTS)

LIQUIDATING PARTNER

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