Oconee County, SC Reorganization Lawyers, page 4

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert K. Whitney

Real Estate, Social Security, Divorce & Family Law, Sexual Harassment

Status: In Good Standing Licensed: 47 Years

CONTACT

Seneca, SC 29679

Charles R. Hughes

Other, Lawsuit & Dispute, International

Status: In Good Standing Licensed: 34 Years

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Seneca, SC 29679

Robert Scott Sprouse

Government, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 35 Years

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Walhalla, SC 29691

Andrew Kent Holliday

Education, Real Estate, Traffic, Estate

Status: In Good Standing Licensed: 10 Years

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Seneca, SC 29679

Nathan Ray Williams

Accident & Injury, Real Estate

Status: In Good Standing Licensed: 11 Years

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Seneca, SC 29679

Kimberly Renae Welchel

Divorce & Family Law, Criminal, Accident & Injury, Personal Injury

Status: In Good Standing Licensed: 23 Years

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x, Seneca, SC 29679

David A. Root

Lawsuit & Dispute, Government, Estate, Divorce & Family Law

Status: In Good Standing Licensed: 28 Years

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415 W Washington St, Walhalla, SC 29691

Stephen Richard Chapman

Traffic, Immigration, Social Security, Wrongful Termination

Status: In Good Standing Licensed: 32 Years

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1220 Baypoint Dr, Seneca, SC 29672

Frederick W. Powers

General Practice

Status: Inactive Licensed: 37 Years

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119 Starboard Tack Drive, Salem, SC 29676

Gordon Paul Becker

General Practice

Status: Retired Licensed: 14 Years

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30 Lash Up Lane, Salem, SC 29676

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FCRA

See Fair Credit Reporting Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Oconee County, SC Reorganization Lawyers, page 4

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Robert K. Whitney

Charles R. Hughes

Robert Scott Sprouse

Andrew Kent Holliday

Nathan Ray Williams

Kimberly Renae Welchel

David A. Root

Stephen Richard Chapman

Frederick W. Powers

Gordon Paul Becker

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LEGAL TERMS

BANKRUPTCY TRUSTEE

FCRA

INTEREST

CREDIT COUNSELING

AUTOMATIC STAY

DISCHARGEABLE DEBTS

DEBIT CARD

FRAUDULENT TRANSFER

CURRENT MONTHLY INCOME

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