Ogle County, IL Collection Lawyers, page 5

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Dennis James Riley

Juvenile Law, Traffic, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

127 1/2 South 4Th Street, Oregon, IL 61061

Emily Seifert

General Practice

Status: In Good Standing Licensed: 20 Years

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106 South Fifth Street, Oregon, IL 61061

Dennis Hewitt

Commercial Real Estate, Municipal, Transactions, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

1124 Lincoln Hwy, Rochelle, IL 61068

Dennis Schumacher

Divorce & Family Law, Criminal, Traffic, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

111 East Hitt Street, Mount Morris, IL 61054

Brion J. Brooks

Other, Lawsuit & Dispute, Accident & Injury

Status: Inactive Licensed: 37 Years

CONTACT

Oregon, IL 61061

Thomas Henry James

International, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

310 1St Ave Ave, Forreston, IL 61030

Wendy S. Howarter

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

607 Washington St, Oregon, IL 61061

Marguerite Elizabeth Walgreen

Banking & Finance

Status: In Good Standing Licensed: 18 Years

CONTACT

6510 South Lost Nation Road, Oregon, IL 61061

Ann Switzer

General Practice

Status: In Good Standing Licensed: 36 Years

CONTACT

106 S. 5Th Street, Oregon, IL 61061

Aaron Wiles

General Practice

Status: In Good Standing Licensed: 19 Years

CONTACT

106 South 5th Street, Oregon, IL 61061

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

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Ogle County, IL Collection Lawyers, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Dennis James Riley

Emily Seifert

Dennis Hewitt

Dennis Schumacher

Brion J. Brooks

Thomas Henry James

Wendy S. Howarter

Marguerite Elizabeth Walgreen

Ann Switzer

Aaron Wiles

TIPS

LEGAL TERMS

CREDIT COUNSELING

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GUARANTOR

CREDIT INSURANCE

LIEN

TOXIC TORT

WINDING UP

SOLE PROPRIETORSHIP

HOUSEHOLDER

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