Orrum Collection Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Orrum Collection lawyer.
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James R. Caviness

Wills & Probate, Traffic

Status: In Good Standing Licensed: 31 Years

CONTACT

3115 Andrew Jackson Rd Sw, Chadbourn, NC 28431

Charles E. Floyd

Government, Employment, Divorce, Criminal

Status: In Good Standing Licensed: 43 Years

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Fairmont, NC 28340

Charles E Floyd

General Practice

Status: Inactive Licensed: 42 Years

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Fairmont, NC 28340

Christopher L. Byerly

General Practice

Status: Deceased Licensed: 45 Years

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407 Iona Street, Fairmont, NC 28340

James Darrell Dotson

Government

Status: Suspended

CONTACT

186 Goss Lane, Fair Bluff, NC 28439

John Paul Bullock

General Practice

Status: Inactive Licensed: 78 Years

CONTACT

Fairmont, NC 28340

Jonathan Wayne Hunt

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

852 Sandy Road, Fairmont, NC 28340

Jonathan Wayne Hunt

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

852 Sandy Road, Fairmont, NC 28340

Jonathan Wayne Hunt

General Practice

Status: In Good Standing Licensed: 17 Years

CONTACT

852 Sandy Road, Fairmont, NC 28340

Jose' Gladstone Dees

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

660 Grist Road, Chadbourn, NC 28431

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCBA

See Fair Credit Billing Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Orrum Collection Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

James R. Caviness

Charles E. Floyd

Charles E Floyd

Christopher L. Byerly

James Darrell Dotson

John Paul Bullock

Jonathan Wayne Hunt

Jonathan Wayne Hunt

Jonathan Wayne Hunt

Jose' Gladstone Dees

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

GUARANTOR

DISCHARGEABLE DEBTS

FCBA

FRATERNAL BENEFIT SOCIETY BENEFITS

TRUTH IN LENDING ACT (TILA)

ACCORD AND SATISFACTION

LOSS DAMAGE WAIVER (LDW)

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