Oswego County, NY Collection Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Oswego Collection lawyer.
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Sharon A. Sutter

Real Estate

Status: In Good Standing Licensed: 34 Years

CONTACT

15 Lakeshore Dr, Constantia, NY 13044

Courtney Suzanne Radick

Education, Real Estate, Lawsuit, Immigration, DUI-DWI

Status: In Good Standing

CONTACT

26 E Oneida St, Oswego, NY 13126

Paul Lloyd Pelky

Real Estate, Federal Trial Practice, Corporate, Personal Injury

Status: Retired

CONTACT

26 East Oneida Street, Oswego, NY 13126

Diego Lebaudy

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

94 E Bridge St, Oswego, NY 13126

Gloria Flores Baldwin

Real Estate, Estate, Divorce & Family Law, Business

Status: In Good Standing

CONTACT

28 West Bridge Street, Oswego, NY 13126

Kimberly A. Steele

Corporate, Lawsuit & Dispute, Real Estate, Banking & Finance

Status: In Good Standing

CONTACT

949 County Route 53, Oswego, NY 13126

Mary A. Felasco

Employee Rights, Divorce & Family Law, DUI-DWI

Status: In Good Standing Licensed: 40 Years

CONTACT

151 N 2Nd St, Fulton, NY 13069

Salvatore F. Lanza

Other, Real Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 40 Years

CONTACT

154 S 2Nd St, Fulton, NY 13069

Anthony J. Dimartino

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

28 W Bridge St, Oswego, NY 13126

Timothy J. Fennell

Landlord-Tenant, Estate, Divorce, Child Custody

Status: In Good Standing

CONTACT

26 E Oneida St, Oswego, NY 13126

800-923-0641

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LEGAL TERMS

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Oswego County, NY Collection Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Sharon A. Sutter

Courtney Suzanne Radick

Paul Lloyd Pelky

Diego Lebaudy

Gloria Flores Baldwin

Kimberly A. Steele

Mary A. Felasco

Salvatore F. Lanza

Anthony J. Dimartino

Timothy J. Fennell

TIPS

LEGAL TERMS

TOXIC TORT

REAFFIRMATION

GUARANTEED RESERVATION

PREFERENCE

TRUTH IN LENDING ACT (TILA)

DEBIT CARD

REDEMPTION

PRIORITY DEBT

BANKRUPTCY TRUSTEE

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