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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Thomas L. Canary

Criminal, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

456 Wells Ln, Versailles, KY 40383

Linda S Armstrong

Real Estate, Commercial Bankruptcy, Construction

Status: In Good Standing

CONTACT

401 Main St, Shelbyville, KY 40065

Justin Neal O'Malley

Business & Trade, Bankruptcy, Equine

Status: In Good Standing

CONTACT

270 Montgomery Ave, Versailles, KY 40383

Ronald E Butler

Bankruptcy, Bankruptcy & Debt, Collection

Status: In Good Standing

CONTACT

127 Woodford Dr, Lexington, KY 40504

Catherine Daph Stavros

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7775 Flat Reed Drive, Florence, KY 41042

Caryn L. Belobraidich

Wills & Probate, Consumer Protection, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

126 West Maxwell Street, Lexington, KY 40508

Gail M. Bunch

Family Law, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

271 W Short St, Lexington, KY 40507

Robert C. Welleford

Litigation, Employment, Criminal, Business, Bankruptcy

Status: In Good Standing

CONTACT

300 W Vine St, Lexington, KY 40507

Jennifer Z. Hoerner

Social Security, Employment, Criminal, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

Lexington, KY 40588

Taft A McKinstry

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 W Vine St, Lexington, KY 40507

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CCCS

See Consumer Credit Counseling Service.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Owenton Bankruptcy Lawyer, Kentucky, page 3

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Thomas L. Canary

Linda S Armstrong

Justin Neal O'Malley

Ronald E Butler

Catherine Daph Stavros

Caryn L. Belobraidich

Gail M. Bunch

Robert C. Welleford

Jennifer Z. Hoerner

Taft A McKinstry

TIPS

LEGAL TERMS

FDCPA

CHAPTER 7 BANKRUPTCY

FRAUDULENT TRANSFER

NONEXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

TRADE DRESS

IRS EXPENSES

CCCS

WINDING UP

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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