Pahokee Credit & Debt Lawyer, Florida, page 13

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Steven Winess

Credit & Debt, Business, Workers' Compensation, Contract

Status: Licensed: 24 Years

CONTACT

2300 Nw Corporate Blvd, Boca Raton, FL 33431

Bradley S Shraiberg

Bankruptcy, Business, Litigation, Credit & Debt

Status: Licensed: 28 Years

CONTACT

2385 Nw Executive Center Dr, Boca Raton, FL 33431

Kevin Matthew Kennedy

Litigation, Civil Rights, Corporate, Credit & Debt

Status: Licensed: 17 Years

CONTACT

2101 Nw Corporate Blvd, Boca Raton, FL 33431

Byron Gregory Petersen

Medical Malpractice, Credit & Debt, Insurance, Employee Rights

Status: Licensed: 49 Years

CONTACT

21346 Saint Andrews Blvd, Boca Raton, FL 33433

Daniel Aaron Seigel

Credit & Debt, Estate Planning, Dispute Resolution, Commercial Real Estate

Status:

CONTACT

2600 N Military Trl, Boca Raton, FL 33431

Alan J. Fisher

Bankruptcy, Credit & Debt, Real Estate, Bankruptcy Litigation

Status: Licensed: 37 Years

FREE CONSULTATION

CONTACT

7000 W. Camino Real, Boca Raton, FL 33433

Larry Corman

Credit & Debt, Civil Rights, Employee Rights, Construction

Status:

CONTACT

2255 Glades Rd, Boca Raton, FL 33431

Alvin S. Goldstein

Bankruptcy, Business, Immigration, Credit & Debt

Status: Licensed: 38 Years

CONTACT

2255 Glades Rd, Boca Raton, FL 33431

Robin Blum Marks

Education, Immigration, Estate, Credit & Debt

Status: Licensed: 32 Years

CONTACT

1900 Glades Rd, Boca Raton, FL 33431

Chelsea T. Silvia

Credit & Debt, Business, Federal Appellate Practice, Commercial Real Estate

Status: Licensed: 11 Years

CONTACT

7171 N Federal Highway, Boca Raton, FL 33487

800-814-6700

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 13

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Robert Steven Winess

Bradley S Shraiberg

Kevin Matthew Kennedy

Byron Gregory Petersen

Daniel Aaron Seigel

Alan J. Fisher

Larry Corman

Alvin S. Goldstein

Robin Blum Marks

Chelsea T. Silvia

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

REDEMPTION

NUISANCE FEES

LOSS DAMAGE WAIVER (LDW)

CREDIT COUNSELING

DEBIT CARD

COLLECTION AGENCY

FRAUDULENT TRANSFER

PRIORITY DEBT

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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