Pahokee Credit & Debt Lawyer, Florida, page 13

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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Steven Winess

Credit & Debt, Business, Workers' Compensation, Contract

Status: Licensed: 24 Years

CONTACT

2300 Nw Corporate Blvd, Boca Raton, FL 33431

Bradley S Shraiberg

Bankruptcy, Business, Litigation, Credit & Debt

Status: Licensed: 28 Years

CONTACT

2385 Nw Executive Center Dr, Boca Raton, FL 33431

Kevin Matthew Kennedy

Litigation, Civil Rights, Corporate, Credit & Debt

Status: Licensed: 17 Years

CONTACT

2101 Nw Corporate Blvd, Boca Raton, FL 33431

Byron Gregory Petersen

Medical Malpractice, Credit & Debt, Insurance, Employee Rights

Status: Licensed: 49 Years

CONTACT

21346 Saint Andrews Blvd, Boca Raton, FL 33433

Daniel Aaron Seigel

Credit & Debt, Estate Planning, Dispute Resolution, Commercial Real Estate

Status:

CONTACT

2600 N Military Trl, Boca Raton, FL 33431

Alan J. Fisher

Bankruptcy, Credit & Debt, Real Estate, Bankruptcy Litigation

Status: Licensed: 37 Years

FREE CONSULTATION

CONTACT

7000 W. Camino Real, Boca Raton, FL 33433

Larry Corman

Credit & Debt, Civil Rights, Employee Rights, Construction

Status:

CONTACT

2255 Glades Rd, Boca Raton, FL 33431

Alvin S. Goldstein

Bankruptcy, Business, Immigration, Credit & Debt

Status: Licensed: 38 Years

CONTACT

2255 Glades Rd, Boca Raton, FL 33431

Robin Blum Marks

Education, Immigration, Estate, Credit & Debt

Status: Licensed: 32 Years

CONTACT

1900 Glades Rd, Boca Raton, FL 33431

Chelsea T. Silvia

Credit & Debt, Business, Federal Appellate Practice, Commercial Real Estate

Status: Licensed: 11 Years

CONTACT

7171 N Federal Highway, Boca Raton, FL 33487

800-814-6700

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT FILE

See credit report.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 13

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Robert Steven Winess

Bradley S Shraiberg

Kevin Matthew Kennedy

Byron Gregory Petersen

Daniel Aaron Seigel

Alan J. Fisher

Larry Corman

Alvin S. Goldstein

Robin Blum Marks

Chelsea T. Silvia

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

AUTOMATIC STAY

LIABILITY

CREDIT FILE

CURRENT MONTHLY INCOME

CREDIT INSURANCE

LOSS DAMAGE WAIVER (LDW)

ADMINISTRATIVE EXPENSES

INFRINGEMENT (OF TRADEMARK)

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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