Pahokee Credit & Debt Lawyer, Florida, page 14

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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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2. Email
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Steven L Schwarzberg

Credit & Debt, Antitrust, Civil Rights, Employee Rights

Status: Licensed: 45 Years

CONTACT

2751 S Dixie Hwy, West Palm Beach, FL 33405

Cynthia Katherine Mitchell

Credit & Debt, Elder Law, Trusts, Litigation

Status: Licensed: 23 Years

CONTACT

1601 Belvedere Rd, West Palm Beach, FL 33406

Mandell Sundarsingh

Credit & Debt, Contract, Litigation, Commercial Real Estate

Status: Licensed: 17 Years

CONTACT

1400 Centrepark Blvd, West Palm Beach, FL 33401

Jodi Goldberg Barrett

Credit & Debt, Consumer Rights, Employee Rights, Estate, Federal Trial Practice

Status: Licensed: 34 Years

CONTACT

1400 Centrepark Blvd, West Palm Beach, FL 33401

Estelle L Varner

Civil Rights, Contract, Credit & Debt

Status: Licensed: 20 Years

CONTACT

1818 S Australian Ave, West Palm Beach, FL 33409

Ilan A Nieuchowicz

Credit & Debt, Corporate, Civil Rights, Eminent Domain

Status: Licensed: 19 Years

CONTACT

525 Okeechobee Blvd, West Palm Beach, FL 33401

Lora Dawn Howe

Credit & Debt, Estate Planning, Commercial Real Estate, Trusts

Status: Licensed: 24 Years

CONTACT

7750 Okeechobee Blvd, West Palm Beach, FL 33411

Bryan Manno

Civil Rights, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 25 Years

CONTACT

7750 Okeechobee Blvd, West Palm Beach, FL 33411

Alan B. Rose

Credit & Debt, Corporate, Family Law, Class Action, Litigation

Status: Licensed: 33 Years

CONTACT

505 S Flagler Dr, West Palm Beach, FL 33401

Pamela D'Alo Balaguera

Credit & Debt, Criminal, Family Law, Immigration

Status: Licensed: 14 Years

CONTACT

500 S Australian Ave, West Palm Beach, FL 33401

800-814-6700

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Pahokee Credit & Debt Lawyer, Florida, page 14

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Steven L Schwarzberg

Cynthia Katherine Mitchell

Mandell Sundarsingh

Jodi Goldberg Barrett

Estelle L Varner

Ilan A Nieuchowicz

Lora Dawn Howe

Bryan Manno

Alan B. Rose

Pamela D'Alo Balaguera

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

FAIR CREDIT BILLING ACT (FCBA)

ACCORD AND SATISFACTION

COLLECTION AGENCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT REPORT

UNDUE HARDSHIP

PREFERENCE

REDEMPTION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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