Perry County, IL Credit & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Perry Credit & Debt lawyer.
Below are all Perry lawyers.

Calen Campanella

Government, Family Law, Criminal, Banking & Finance

Status: In Good Standing Licensed: 11 Years

CONTACT

108 E Main St, Du Quoin, IL 62832

Devin Marcus Jones

Civil Rights, Federal Appellate Practice, Transactions, Workers' Compensation

Status: In Good Standing Licensed: 19 Years

CONTACT

7909 State Rte 14, Du Quoin, IL 62832

Calen James Campanella

Government, Family Law, Criminal, Banking & Finance, Federal

Status: In Good Standing Licensed: 11 Years

CONTACT

108 E Main St, Du Quoin, IL 62832

Tyson Tanner

Commercial Real Estate, Federal Appellate Practice, Transactions, Personal Injury, Criminal

Status: In Good Standing

CONTACT

206 North Main Street, Pinckneyville, IL 62274

Kurt Eugene Harris

Federal Appellate Practice, Workers' Compensation, Criminal, Civil Rights, Transactions

Status: In Good Standing Licensed: 32 Years

CONTACT

15 N Division St, Du Quoin, IL 62832

Donald Bigham

Federal Appellate Practice, Estate Planning, Estate, Transactions

Status: In Good Standing

CONTACT

206 North Main Street, Pinckneyville, IL 62274

Donald Dean Bigham

Federal Appellate Practice, Estate Planning, Estate, Transactions

Status: In Good Standing

CONTACT

206 North Main Street, Pinckneyville, IL 62274

Steven Foster

Divorce & Family Law, Criminal, Business & Trade, Estate Planning

Status: In Good Standing Licensed: 19 Years

CONTACT

18 E. Main St., Du Quoin, IL 62832

Matthew Benson

Government, Divorce & Family Law, Criminal, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

601 S Washington St, Du Quoin, IL 62832

Cynthia Loos

Other, Government, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

12A W Water St, Pinckneyville, IL 62274

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT FILE

See credit report.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Perry County, IL Credit & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Calen Campanella

Devin Marcus Jones

Calen James Campanella

Tyson Tanner

Kurt Eugene Harris

Donald Bigham

Donald Dean Bigham

Steven Foster

Matthew Benson

Cynthia Loos

TIPS

LEGAL TERMS

LIMITED LIABILITY

PRESUMED ABUSE

CREDITOR

LOSS DAMAGE WAIVER (LDW)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT FILE

LIABILITY

GUARANTOR

BANKRUPTCY TRUSTEE

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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