Pioneer Credit & Debt Lawyer, Tennessee, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Russell Thomas Fisher

Juvenile Law, Disability, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

7005 Middlebrook Pike, Knoxville, TN 37909

Matthew Hollingshead-cook

Legislative Practice, Civil Rights, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

9145 Cross Park Dr, Knoxville, TN 37923

Dwight David Sexton

Criminal, Disability, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

9145 Cross Park Dr, Knoxville, TN 37923

Jon MacJohnson

Business & Trade, Credit & Debt, Disability, Elder Law

Status: In Good Standing Licensed: 18 Years

CONTACT

10255 Kingston Pike, Knoxville, TN 37922

Linda Catron Noe

Wills & Probate, Civil Rights, Antitrust, Credit & Debt, Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

1810 Ailor Avenue, Knoxville, TN 37921

Ronald Cunningham

Employee Rights, Divorce, Credit & Debt, Medical Malpractice, Child Custody

Status: In Good Standing Licensed: 52 Years

CONTACT

1810 Ailor Ave, Knoxville, TN 37921

Linda Noe

Wills & Probate, Civil Rights, Antitrust, Credit & Debt, Construction

Status: In Good Standing Licensed: 20 Years

CONTACT

1810 Ailor Avenue, Knoxville, TN 37921

Kimberly Sue Cook Hedrick

Reorganization, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

8413 Kingston Pike, Knoxville, TN 37919

Ronald Edwin Cunningham

Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

1810 Ailor Ave, Knoxville, TN 37921

Clyde Allen Ragle

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

111 Fox Rd, Knoxville, TN 37922

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT FILE

See credit report.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Pioneer Credit & Debt Lawyer, Tennessee, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Russell Thomas Fisher

Matthew Hollingshead-cook

Dwight David Sexton

Jon MacJohnson

Linda Catron Noe

Ronald Cunningham

Linda Noe

Kimberly Sue Cook Hedrick

Ronald Edwin Cunningham

Clyde Allen Ragle

TIPS

LEGAL TERMS

SUBROGATION

CREDITOR

NONDISCHARGEABLE DEBTS

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT FILE

FAIR CREDIT BILLING ACT (FCBA)

INFRINGEMENT (OF TRADEMARK)

GRACE PERIOD

INTEREST

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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