Polaris Reorganization Lawyer, Montana

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Ralph W. Wilkerson
About | Practice Areas
Ralph W. Wilkerson Attorney at Law
2722 3rd Avenue North Suite 400 Billings, MT 59101» view map
Bankruptcy & Debt
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Allow our knowledgeable attorney to begin bankruptcy proceedings so you can put an end to harassing creditor phone calls.

800-785-0631
1. Ralph Wilkerson Billings, MT
  Attorney at Law - AZ, 1996
  University of Wyoming J.D. 1995
2. AboutRalph W. Wilkerson Attorney at Law
  Helping you in a variety of situations.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Gerald McCarthy

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Accident & Injury, Lawsuit & Dispute, Real Estate

Robert McCarthy is a practicing lawyer in the state of Montana.

FREE CONSULTATION

CONTACT

406-494-2500

3738 Harrison Ave, Butte, MT 59701

Michelle Sievers

Bankruptcy, Criminal, Family Law, Insurance, Personal Injury

Status:

FREE CONSULTATION

CONTACT

113 E Third St, Anaconda, MT 59711

David M. McLean

Class Action, Social Security -- Disability, Pharmaceutical Product, Family Law

Status:

FREE CONSULTATION

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108 East Park Avenue, Anaconda, MT 59711

Ben J. Everett

Civil Rights, Estate Planning, Insurance, Litigation, Personal Injury

Status:

FREE CONSULTATION

CONTACT

113 E Third St, Anaconda, MT 59711

Michael D. McLean

Family Law, Medical Malpractice, Wills & Probate, Bad Faith Insurance

Status:

FREE CONSULTATION

CONTACT

108 East Park Avenue, Anaconda, MT 59711

Max Arthur Hansen

Mediation, Natural Resources, Corporate, Bankruptcy & Debt, Commercial Real Estate

Status: Licensed: 50 Years

CONTACT

Dillon, MT 59725

Mary Ann Nicholas

Bankruptcy & Debt

Status: Licensed: 42 Years

CONTACT

Dillon, MT 59725

Thomas R Scott

Real Estate, Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

22 N. Pacific St., Dillon, MT 59725

Sky Steven Jones

Landlord-Tenant, Bankruptcy, Defamation & Slander

Status: Licensed: 16 Years

CONTACT

Dillon, MT 59725

David L Vicevich

Employment Discrimination, Contract, Collection, Personal Injury

Status:

CONTACT

3738 Harrison Ave, Butte, MT 59701

800-814-6700

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FCBA

See Fair Credit Billing Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Polaris Reorganization Lawyer, Montana

Sponsored Law Firm

Ralph W. Wilkerson Attorney at Law

SPONSORED LAWYERS

Robert Gerald McCarthy

Michelle Sievers

David M. McLean

Ben J. Everett

Michael D. McLean

Max Arthur Hansen

Mary Ann Nicholas

Thomas R Scott

Sky Steven Jones

David L Vicevich

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

PREFERENCE

CYBERSQUATTING

GARNISHMENT

DISCHARGE (OF DEBTS)

FCBA

FRAUDULENT TRANSFER

NONEXEMPT PROPERTY

401(K) PLAN

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