Polk County, MN Credit & Debt Lawyers

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Skyler Brooke Johnson

Estate Planning, Elder Law, Criminal, Commercial Real Estate, Business

Status: In Good Standing Licensed: 11 Years

CONTACT

404 Fourth St. Nw, East Grand Forks, MN 56721

Patti Jo Jensen

Government, Child Custody, Divorce & Family Law, Accident & Injury, Divorce

Status: In Good Standing Licensed: 39 Years

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411 Second St NW, East Grand Forks, MN 56721

Skyler B. Johnson

Estate Planning, Elder Law, Criminal, Commercial Real Estate, Business

Status: In Good Standing Licensed: 11 Years

CONTACT

404 Fourth St. Nw, East Grand Forks, MN 56721

Jessica Dawn West

General Practice

Status: In Good Standing Licensed: 9 Years

CONTACT

411 2Nd St. Nw, East Grand Forks, MN 56721

Gerard D Neil

Real Estate, Litigation, Estate, Corporate, Business

Status: In Good Standing Licensed: 43 Years

CONTACT

418 3Rd St Nw, East Grand Forks, MN 56721

Stephen Dale Larson

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

201 N. Broadway, Crookston, MN 56716

David Allan Buehler

Commercial Real Estate, Estate Planning, Credit & Debt, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

Fosston, MN 56542

Stephen Dale Larson

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

201 N. Broadway, Crookston, MN 56716

Stephanie J.S. Harbott

Estate Planning, Family Law, Criminal, Commercial Real Estate, Business

Status: In Good Standing Licensed: 23 Years

CONTACT

738 Groveland Avenue, Crookston, MN 56716

Jon K Sannes

Sexual Harassment, Adoption, Corporate, Car Accident

Status: In Good Standing

CONTACT

115 Vance Ave N, Erskine, MN 56535

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FDCPA

See Fair Debt Collections & Practices Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SAMPLE LEGAL CASES

Baker v. Baker

... Id. Attorney Fees. In late 2003, the parties agreed that Dr. Baker would pay off approximately $43,500 of Ms. Baker's credit card debt. The debt included expenditures for the couple's home, groceries, and gifts for their children and grandchildren. ...

US FEDERAL CREDIT UNION v. STARS & STRIKES, LLC

... In 2005 and 2006, Stars & Strikes borrowed $8 million from US Federal Credit Union (USFCU). ... when USFCU foreclosed on its mortgages and bought all of the mortgaged property at a sheriff's foreclosure sale for $8,612,141.02, the amount of the business's outstanding debt. ...

ATLANTIC CREDIT & FINANCE v. DUSTRUDE

... On appeal, appellant contends that he is not required to pay the credit card debt because respondent violated the Truth In Lending Act (TILA), 15 USC Â§Â§ 1601-1667f (2000), by failing to follow a prescribed dispute-resolution procedure. ...

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Polk County, MN Credit & Debt Lawyers

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Skyler Brooke Johnson

Patti Jo Jensen

Skyler B. Johnson

Jessica Dawn West

Gerard D Neil

Stephen Dale Larson

David Allan Buehler

Stephen Dale Larson

Stephanie J.S. Harbott

Jon K Sannes

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

SECURED DEBT

REAFFIRMATION

FCBA

BANKRUPTCY TRUSTEE

GUARANTOR

NONEXEMPT PROPERTY

FDCPA

FRATERNAL BENEFIT SOCIETY BENEFITS

SAMPLE LEGAL CASES

Baker v. Baker

US FEDERAL CREDIT UNION v. STARS & STRIKES, LLC

ATLANTIC CREDIT & FINANCE v. DUSTRUDE

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