Port Chester Bankruptcy & Debt Lawyer, New York

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Jesus Cachaya
About | Practice Areas
Osorio Cachaya Law Offices, PLLC
203 E Post Rd 1st Floor White Plains, NY 10601» view map
Accident & Injury, Criminal, Family, Immigration
Experienced Legal Assistance!

Osorio Cachaya Law Offices, PLLC is a family-owned law office that has been offering a team approach to legal issues since 1999.Se Hablamos Espanol

800-318-9750
1. Jesus Cachaya White Plains, NY
  Attorney at Law- NY
  Capital University Law School, JD 2008
2. AboutOsorio Cachaya Law Offices, PLLC
  Experienced Legal Assistance!
3. Practice AreasExpertise
  Accident & Injury
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Jesus Antonio Cachaya

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Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

We have offices located in Westchester, White Plains and New York City and we represent clients throughout all of New York State in various legal matt... (more)

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CONTACT

800-318-9750

203 E Post Rd, White Plains, NY 10601

Jose Orlando Castaneda

Bankruptcy & Debt, Accident & Injury, Divorce, Insurance

Status: In Good Standing Licensed: 33 Years

CONTACT

219 Westchester Ave, Port Chester, NY 10573

Saville Aaron Mallach

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

800 Westchester Ave, Port Chester, NY 10573

Bonnie Melissa Baker

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

39 Rockridge Drive, Port Chester, NY 10573

Robert Charles Lewis

Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

30 Hillandale Rd, Port Chester, NY 10573

Martin E. Randall

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

130 N Ridge St, Port Chester, NY 10573

Peter Scott Goodman

Litigation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

9 Churchill Rd, Port Chester, NY 10573

Jonathan Eric Polonsky

Civil Rights, Bankruptcy, Federal Appellate Practice, International, Mass Torts

Status: In Good Standing Licensed: 42 Years

CONTACT

7 Carlton Ln, Port Chester, NY 10573

Michael Edward Foreman

Mediation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

24 Talcott Rd, Port Chester, NY 10573

William Francis Hume

Power of Attorney, Real Estate, Visa, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

26 Breckenridge Ave, Port Chester, NY 10573

800-923-0641

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800-943-8690

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Port Chester Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Osorio Cachaya Law Offices, PLLC

SPONSORED LAWYERS

Jesus Antonio Cachaya

Jose Orlando Castaneda

Saville Aaron Mallach

Bonnie Melissa Baker

Robert Charles Lewis

Martin E. Randall

Peter Scott Goodman

Jonathan Eric Polonsky

Michael Edward Foreman

William Francis Hume

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LEGAL TERMS

DOING BUSINESS AS (DBA)

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

AUTOMATIC STAY

FAIR CREDIT REPORTING ACT (FCRA)

MEETING OF CREDITORS

SUBROGATION

LIMITED LIABILITY

IRS EXPENSES

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