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Port Murray Collection Lawyer, New Jersey

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John Michael Breslin Lawyer

John Michael Breslin

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General Practice

Experienced Attorney At Law with a demonstrated history of working in the law practice industry. Skilled in Legal Writing, Trials, Litigation, Landlor... (more)

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973-983-7020

3 Main St, Newton, NJ 07860
Profile LAWPOINTS™59/100
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Douglas C. Gray

Litigation, Workers' Compensation, Collection, Personal Injury
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™38/100
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James M. Cerra

Farms, Alimony & Spousal Support, Adoption, Collection
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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M. Richard Valenti

Corporate, Business Organization, Banking & Finance, Collection
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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A. Gregory D'Alessandro

Business Organization, Collection, Products Liability, Medical Malpractice
Status:  In Good Standing           
CONTACT
2 North Finley Avenue, Basking Ridge, NJ 07920
Profile LAWPOINTS™38/100
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Angela C Paternostro-Pfister

Other, Motor Vehicle, Divorce & Family Law, Collection
Status:  In Good Standing           Licensed:  19 Years
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™17/100
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Brian Lundquist

Estate, Divorce & Family Law, Collection, Personal Injury
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™34/100
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Brian Christopher Lundquist

Estate, Divorce & Family Law, Collection, Personal Injury
Status:  In Good Standing           Licensed:  15 Years
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™24/100
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Charles Brand

Tax, Estate, Collection, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
Newton, NJ 07860
Profile LAWPOINTS™32/100
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Douglas Clagett Gray

Workers' Compensation, DUI-DWI, Collection, Personal Injury
Status:  In Good Standing           Licensed:  29 Years
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™34/100
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800-620-0900

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Easily find Port Murray Collection Lawyers and Port Murray Collection Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Credit & Debt, Reorganization and Workout attorneys.

LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLATERAL

Property that guarantees payment of a secured debt.

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