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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Deborah A. O'Neill

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 101 Years

CONTACT

5394 Hawkeye Cir, Port Orange, FL 32128

Lisa Anne Finn

Visa, Employment, Criminal, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

140 S Beach St, Daytona Beach, FL 32114

Joe Michael Quick

Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

1224 S Peninsula Dr, Daytona Beach, FL 32118

James Jeffrey Skow

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

139 Executive Cir, Daytona Beach, FL 32114

Heidi M. Crimins

Dispute Resolution, Federal Appellate Practice, Family Law, Bankruptcy

Status: In Good Standing

CONTACT

251 N Ridgewood Ave, Daytona Beach, FL 32114

Lizzie L. Johnson

Estate Planning, Elder Law, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

1440 N Nova Rd, Daytona Beach, FL 32117

Lisa Zima Bosch

Land Use & Zoning, Government, Administrative Law, Consumer Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

901 S Atlantic Ave, Ormond Beach, FL 32176

John Anthony Hoag

Landlord-Tenant, Civil Rights, Consumer Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

203 S Orchard St, Ormond Beach, FL 32174

John A Hoag

Civil Rights, Personal Injury, Consumer Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

203 S Orchard St, Ormond Beach, FL 32174

Erin Eleanor Thompson

Bankruptcy, Business & Trade, Contract, Commercial Real Estate

Status: In Good Standing

CONTACT

340 North Causeway, New Smyrna Beach, FL 32169

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT FILE

See credit report.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Roth v. Roth

... abused its discretion when it added a finding in the amended final judgment that its award of periodic payments to the Wife to satisfy the equitable distribution award was "in the nature of support" and that "same shall be non-dischargeable in any bankruptcy proceeding." This ...

The Florida Bar v. Head

... Clayton Hackney and Linda Hackney, a married couple, filed a petition for bankruptcy under chapter 13 of the Bankruptcy Code in an attempt to retain ownership of real property that was their primary asset. ... Head took over the bankruptcy case in August 2003. ...

Hirschenson v. Hirschenson

... She asserts the trial court erred in holding it had no authority under section 61.16, Florida Statutes (2007), to award attorney's fees for services rendered in bankruptcy court against her former husband when the purpose of the bankruptcy proceeding was to enforce awards of ...

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Port Orange Bankruptcy Lawyer, Florida, page 2

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Deborah A. O'Neill

Lisa Anne Finn

Joe Michael Quick

James Jeffrey Skow

Heidi M. Crimins

Lizzie L. Johnson

Lisa Zima Bosch

John Anthony Hoag

John A Hoag

Erin Eleanor Thompson

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

CREDIT FILE

SETOFF

LIEN

FAIR CREDIT BILLING ACT (FCBA)

DEFINED CONTRIBUTION PLAN

TRADE NAME

FORBEARANCE

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

Roth v. Roth

The Florida Bar v. Head

Hirschenson v. Hirschenson

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