Rancho Santa Fe Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Michael Kovalsky

Corporate, Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing Licensed: 37 Years

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4405 Manchester Avenue, Encinitas, CA 92024

Jeffrey Albert Dracup

Foreign Investment, Government Contract, Corporate, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

270 N El Camino Real, Encinitas, CA 92024

Deborah Lynn Raymond

Commercial Real Estate, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

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445 Marine View Ave, Del Mar, CA 92014

Steven Keith Brumer

Bankruptcy, Trusts, Business & Trade, Commercial Real Estate

Status: In Good Standing Licensed: 25 Years

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445 Marine View Ave, Del Mar, CA 92014

Richard Leigh Boyer

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing

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1037 Cerro Verde Dr, Solana Beach, CA 92075

Jeremy A. Martin

Public Interest Law, Adoption, Bankruptcy, Household Mold

Status: In Good Standing

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777 South Highway 101, Solana Beach, CA 92075

Paul Kirk Hutson

Public Finance, Government, Banking & Finance, Consumer Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

Encinitas, CA 92023

Lincoln Victor Horton

Litigation, Lawsuit & Dispute, Employee Rights, Commercial Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

16236 San Dieguito Rd, Rancho Santa Fe, CA 92067

Yosina Mariette Lissebeck

Litigation, Contract, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

13223 Black Mountain Rd, San Diego, CA 92129

Ben D Han

International Tax, Labor Legislation, Administrative Law, Commercial Bankruptcy

Status: Inactive Licensed: 26 Years

CONTACT

Rancho Santa Fe, CA 92067

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Rancho Santa Fe Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Robert Michael Kovalsky

Jeffrey Albert Dracup

Deborah Lynn Raymond

Steven Keith Brumer

Richard Leigh Boyer

Jeremy A. Martin

Paul Kirk Hutson

Lincoln Victor Horton

Yosina Mariette Lissebeck

Ben D Han

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LEGAL TERMS

LIEN

DISPOSABLE INCOME

BANKRUPTCY TRUSTEE

CREDIT INSURANCE

SECRET WARRANTY PROGRAM

CHAPTER 7 BANKRUPTCY

ACCORD AND SATISFACTION

LIABILITY

LOSS DAMAGE WAIVER (LDW)

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