Rockwood Credit & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kenneth Milton Chadwell

Construction, Estate Planning, Natural Resources, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

156 Rector Ave, Crossville, TN 38557

Diane Biddle

Bankruptcy, Banking & Finance, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

Wartburg, TN 37887

James Richard Moore

Litigation, Business, Reorganization, Credit & Debt

Status: In Good Standing

CONTACT

12924 Greeley Ln, Knoxville, TN 37934

Timothy Logan Hill

Litigation, Estate Planning, Juvenile Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

200 Decatur Pike, Athens, TN 37303

Tim Hill

Juvenile Law, Business & Trade, Litigation, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

Athens, TN 37371

Jon Mcmurray Johnson

Estate Planning, Elder Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

10413 Kingston Pike, Knoxville, TN 37922

Jon MacJohnson

Business & Trade, Credit & Debt, Disability, Elder Law

Status: In Good Standing Licensed: 18 Years

CONTACT

10255 Kingston Pike, Knoxville, TN 37922

Paul Edwin Mclemore

Litigation, Criminal, Business, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

10411 Lovell Center Dr, Knoxville, TN 37922

Clyde Allen Ragle

Litigation, Insurance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

111 Fox Rd, Knoxville, TN 37922

Michael David Hester

Litigation, Lawsuit & Dispute, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

835 Hidden Glen Ln, Knoxville, TN 37922

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Rockwood Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kenneth Milton Chadwell

Diane Biddle

James Richard Moore

Timothy Logan Hill

Tim Hill

Jon Mcmurray Johnson

Jon MacJohnson

Paul Edwin Mclemore

Clyde Allen Ragle

Michael David Hester

TIPS

LEGAL TERMS

UNDUE HARDSHIP

SECURED DEBT

CREDIT COUNSELING

COSIGNER

DEBT COLLECTOR

REDEMPTION

PREFERENCE

LOSS DAMAGE WAIVER (LDW)

DISPOSABLE INCOME

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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