Rocky Point Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Brian L. Campbell

Real Estate, Criminal, Litigation, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

811 Riverwood Road, Wilmington, NC 28409

James P. Bonner

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

Wilmington, NC 28406

Dean R. Davis

Real Estate, International, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

6106 Tidal Reach Court, Wilmington, NC 28403

Brian L. Campbell

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

811 Riverwood Road, Wilmington, NC 28409

Brian L. Campbell

Real Estate, Litigation, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

811 Riverwood Road, Wilmington, NC 28409

Gregory K. Kornegay

Social Security -- Disability, Social Security, Government, Bankruptcy

Status: In Good Standing

CONTACT

Wilmington, NC 28402

William J. Boney

Criminal, Credit & Debt, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

Wilmington, NC 28402

James Scott Price

Landlord-Tenant, Real Estate, Traffic, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

Wilmington, NC 28406

John Matthew Collins

Education, Criminal, Civil Rights, Bankruptcy

Status: Deceased Licensed: 48 Years

CONTACT

Wilmington, NC 28402

James Scott Price

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

Wilmington, NC 28406

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Rocky Point Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Brian L. Campbell

James P. Bonner

Dean R. Davis

Brian L. Campbell

Brian L. Campbell

Gregory K. Kornegay

William J. Boney

James Scott Price

John Matthew Collins

James Scott Price

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LEGAL TERMS

REDEMPTION

PRESUMED ABUSE

LIMITED PARTNERSHIP

LIABILITY

CREDIT BUREAU

LIMITED LIABILITY

COLLATERAL

SECRET WARRANTY PROGRAM

SECURED DEBT

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