Rocky Point Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Christopher T. Vonderau

Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

4022 Shipyard Blvd, Wilmington, NC 28403

Christopher T. Vonderau

Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

4022 Shipyard Blvd, Wilmington, NC 28403

Michael S. Davenport

Criminal, Bankruptcy & Debt, Car Accident, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

2507 Stratford Lane, Wilmington, NC 28412

Amie Sloane

Real Estate, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

416 S 6Th Street, Wilmington, NC 28401

Richard Preston Cook

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

3302 Gillmoss Lane, Wilmington, NC 28409

Richard Preston Cook

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

3302 Gillmoss Lane, Wilmington, NC 28409

Richard Preston Cook

Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

3302 Gillmoss Lane, Wilmington, NC 28409

Stephen Edward Dalton

Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

2525 Costmary Ln, Wilmington, NC 28412

Jason Wesley Henderson

Real Estate, Litigation, Lawsuit & Dispute, Commercial Bankruptcy

Status: In Good Standing

CONTACT

2004 Ashland Court, Wilmington, NC 28405

Matthew J. Herrle

Real Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

5431 Oleander Drive, Wilmington, NC 28403

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Rocky Point Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Christopher T. Vonderau

Christopher T. Vonderau

Michael S. Davenport

Amie Sloane

Richard Preston Cook

Richard Preston Cook

Richard Preston Cook

Stephen Edward Dalton

Jason Wesley Henderson

Matthew J. Herrle

TIPS

LEGAL TERMS

UNDUE HARDSHIP

CHAPTER 13 PLAN

CREDITOR

SECURED DEBT

MEETING OF CREDITORS

FORBEARANCE

LOSS DAMAGE WAIVER (LDW)

FRATERNAL BENEFIT SOCIETY BENEFITS

SETOFF

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