Rosalia Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Michael Seines

Civil Rights, Insurance, Banking & Finance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

Greenacres, WA 99019

David A Napier

Civil Rights, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

3500 188Th St Sw, Lynnwood, WA 98037

Andrew A. Schillinger

Business Organization, Products Liability, Eminent Domain, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

Pullman, WA 99164

Ezra T Glanzer

Military, Estate Planning, Family Law, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

2024 W Northwest Blvd, Spokane, WA 99205

David M Bingaman

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

11712 E Sprague Ave, Spokane, WA 99214

Kim Taylor Dunn

Credit & Debt, Collection, Consumer Bankruptcy, International Tax

Status: In Good Standing Licensed: 34 Years

CONTACT

2631 W Dell Dr, Spokane, WA 99208

Michael H. Church

Employment Discrimination, Insurance, Collection, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

720 W Boone Ave, Spokane, WA 99201

Laura A Dowty

Wills, Estate Planning, Family Law, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

2609 W Broadway Ave, Spokane, WA 99201

Paul J. Wasson

Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

2318 W Gordon Ave, Spokane, WA 99205

William J Sorcinelli

Estate Planning, Civil Rights, Collection, Personal Injury

Status: Inactive Licensed: 45 Years

CONTACT

2610 W Woodside Ave, Spokane, WA 99208

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Rosalia Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Robert Michael Seines

David A Napier

Andrew A. Schillinger

Ezra T Glanzer

David M Bingaman

Kim Taylor Dunn

Michael H. Church

Laura A Dowty

Paul J. Wasson

William J Sorcinelli

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LEGAL TERMS

CCCS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

PRESUMED ABUSE

INFRINGEMENT (OF TRADEMARK)

CHAPTER 13 PLAN

SECURED DEBT

LIEN

REPOSSESSION

COLLECTION AGENCY

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