Sammamish Bankruptcy & Debt Lawyer, Washington, page 2

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
10700 Meridian Ave N #108 Seattle, WA 98133Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Shona Catriona Smith

International Other, Securities, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

4450 163Rd Pl Se, Bellevue, WA 98006

Andrea Dee Hardin

Estate Planning, Elder Law, Corporate, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

8201 164Th Ave Ne, Redmond, WA 98052

Salaheddine Khalil Dandan

International Other, Intellectual Property, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

1812 223Rd Pl Ne, Issaquah, WA 98074

Jeffrey M. Werthan

Wills, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Retired Licensed: 38 Years

CONTACT

22525 Se 64Th Pl, Issaquah, WA 98027

Adam L. Prossin

Estate Planning, Family Law, DUI-DWI, Business, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

2550 NE Park Drive #5, Issaquah, WA 98029

Simon Abel Ruan

Status: In Good Standing Licensed: 26 Years

CONTACT

20820 Se 16Th St, Issaquah, WA 98075

Leslie Clay Terry

Land Use & Zoning, Personal Injury, Business & Trade, Commercial Bankruptcy

Status: Deceased Licensed: 46 Years

CONTACT

3132 235Th Ave Se, Issaquah, WA 98075

Terrence Carl Brown

Antitrust, Credit & Debt, Contract, Business & Trade

Status: Inactive Licensed: 43 Years

CONTACT

3339 261St Ave Se, Issaquah, WA 98075

William Ronald Hulen

Contract, Commercial Real Estate, Commercial Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 56 Years

CONTACT

2012 180th Ct NE, Redmond, WA 98052

Peter D Heinz

Contract, Commercial Bankruptcy, Corporate, Business & Trade

Status: Inactive Licensed: 43 Years

CONTACT

3400 264th Ave NE, Kirkland, WA 98053

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

Sammamish Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Shona Catriona Smith

Andrea Dee Hardin

Salaheddine Khalil Dandan

Jeffrey M. Werthan

Adam L. Prossin

Simon Abel Ruan

Leslie Clay Terry

Terrence Carl Brown

William Ronald Hulen

Peter D Heinz

TIPS

LEGAL TERMS

INTEREST

REAFFIRMATION

SECURED DEBT

FAIR CREDIT BILLING ACT (FCBA)

CURRENT MONTHLY INCOME

MEANS TEST

FORBEARANCE

CREDIT INSURANCE

FDCPA

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