Savannah Credit & Debt Lawyer, Georgia

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John E. Pytte
Rebuild Credit
John E. Pytte
617 Stevenson Ave Suite 102 Savannah, GA 31405 » view map
Chapter 13, Chapter 7, Foreclosure
Your Georgia Debt Relief Specialist

Bankruptcy has lost much of its once onerous meaning. The perception has changed largely because of the experience of thousands of people.

800-948-3470
1. John E. Pytte Savannah, GA
  Attorney At Law - GA, 1995
  University of Georgia School of Law
2. Rebuild Credit
  Most people choose to keep their personal property and just include the loan in their Chapter 13 plan.
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Carol Bacon Miller

Real Estate, Estate, Child Custody, Credit & Debt

Status: In Good Standing Licensed: 33 Years

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440 W. Bacon Street, Pembroke, GA 31321

Dolly Chisholm

Real Estate, Trusts, Credit & Debt, Bankruptcy

Status: In Good Standing

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447 Bull Street, Savannah, GA 31401

Drew Keith Stutzman

Landlord-Tenant, Litigation, Divorce, Credit & Debt, Bankruptcy

Status: In Good Standing

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Savannah, GA 31405

Wade Gastin

Foreclosure, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

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12 West State Street, Savannah, GA 31401

John Langdon Vaught

Immigration, Consumer Protection, Credit & Debt, Personal Injury, Accident & Injury

Status: In Good Standing

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37 W. Fairmont Avenue, Savannah, GA 31406

Wendy Anne Owens

Real Estate, Dispute Resolution, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 26 Years

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Savannah, GA 31412

Frank W. Seiler

Government, Divorce, Criminal, Credit & Debt

Status: In Good Standing

CONTACT

5 Country Club Drive, Savannah, GA 31410

Robert Lee Mccorkle

Real Estate, Business, Credit & Debt

Status: In Good Standing

CONTACT

319 Tattnall Street, Savannah, GA 31401

Stephen H. Harris

Federal Trial Practice, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

7 East Congress Street, Savannah, GA 31412

Melody Yu-Ong Boyd

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2 East Bryan Street, Savannah, GA 31401

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT FILE

See credit report.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Savannah Credit & Debt Lawyer, Georgia

Sponsored Law Firm

John E. Pytte

SPONSORED LAWYERS

Carol Bacon Miller

Dolly Chisholm

Drew Keith Stutzman

Wade Gastin

John Langdon Vaught

Wendy Anne Owens

Frank W. Seiler

Robert Lee Mccorkle

Stephen H. Harris

Melody Yu-Ong Boyd

TIPS

LEGAL TERMS

ABUSE

PREFERENCE

REDEMPTION

NONDISCHARGEABLE DEBTS

CREDIT FILE

REAFFIRMATION

MEETING OF CREDITORS

CYBERSQUATTING

WORKOUT

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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