Scotch Plains Reorganization Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Virginia E. Fortunato

Reorganization, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

One Kinderkamack Road, Hackensack, NJ 07601

Mark A Baumgarten

Corporate, Personal Injury, Reorganization

Status: In Good Standing

CONTACT

155 Prospect Ave, West Orange, NJ 07052

Michele K. Jaspan

Litigation, Lawsuit & Dispute, Reorganization, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

18 Columbia Turnpike, Florham Park, NJ 07932

Farah Ansari

International Tax, Business & Trade, Corporate, Reorganization

Status: In Good Standing

CONTACT

220 Park Avenue, Florham Park, NJ 07932

Warren Brumel

Credit & Debt, Reorganization, Workout, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

FREE CONSULTATION

CONTACT

65 Main Street, Keyport, NJ 07735

Brenda Jean Rediess Hoosein

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

Liberty Corner, NJ 07938

Brenda Rediess-Hoosein

Government, Agriculture, Reorganization

Status: In Good Standing Licensed: 37 Years

CONTACT

Liberty Corner, NJ 07938

Brenda J Rediess-Hoosein

Government, Agriculture, Reorganization

Status: In Good Standing Licensed: 37 Years

CONTACT

Liberty Corner, NJ 07938

Cassye Maureen Cole

Litigation, Trusts, White Collar Crime, Reorganization

Status: In Good Standing Licensed: 10 Years

CONTACT

970 Broad St, Newark, NJ 07102

Brittany Wood Debord

Construction, Communication & Media Law, Banking & Finance, Reorganization

Status: In Good Standing Licensed: 9 Years

CONTACT

10 Jefferson Plaza, Princeton, NJ 08540

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FDCPA

See Fair Debt Collections & Practices Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Scotch Plains Reorganization Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Virginia E. Fortunato

Mark A Baumgarten

Michele K. Jaspan

Farah Ansari

Warren Brumel

Brenda Jean Rediess Hoosein

Brenda Rediess-Hoosein

Brenda J Rediess-Hoosein

Cassye Maureen Cole

Brittany Wood Debord

TIPS

LEGAL TERMS

COLLATERAL

CHAPTER 13 BANKRUPTCY

SETOFF

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

REDEMPTION

FDCPA

LIMITED PARTNERSHIP

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