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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Steven Kenneth Linkon

Foreclosure, Criminal, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

1100 Bellevue Way Ne, Bellevue, WA 98004

Jonathan S Smith

Foreclosure, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

12207 NE 8th St, Bellevue, WA 98005

Karen Louise Hammer

Banking & Finance, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

Bellevue, WA 98009

Rhys Matthew Farren

Land Use & Zoning, Federal, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

929 108Th Ave Ne, Bellevue, WA 98004

Russell M Odell

Civil Rights, Contract, Credit & Debt, Malpractice

Status: In Good Standing Licensed: 24 Years

CONTACT

251 153Rd Pl Se, Bellevue, WA 98007

Lacey Alynn Noel

Immigration, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

2018 156Th Ave Ne, Bellevue, WA 98007

Robert Charles Kaufman

Family Law, Civil Rights, Credit & Debt, Collection

Status: In Good Standing Licensed: 42 Years

CONTACT

2135 112Th Ave Ne, Bellevue, WA 98004

Robert Jindra

Health Care, DUI-DWI, Credit & Debt, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

Bellevue, WA 98009

Judith Yablonski

Environmental Law Other, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

10885 NE 4th St, Bellevue, WA 98004

James R Putnam

Electronic Commerce, Corporate, Credit & Debt, Legal Malpractice

Status: In Good Standing Licensed: 21 Years

CONTACT

14517 Ne 5Th St, Bellevue, WA 98007

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Seattle Credit & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven Kenneth Linkon

Jonathan S Smith

Karen Louise Hammer

Rhys Matthew Farren

Russell M Odell

Lacey Alynn Noel

Robert Charles Kaufman

Robert Jindra

Judith Yablonski

James R Putnam

TIPS

LEGAL TERMS

DEBT COLLECTOR

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

AUTOMATIC STAY

CURRENT MONTHLY INCOME

UNDUE HARDSHIP

UNSECURED DEBT

C CORPORATION

CHAPTER 7 BANKRUPTCY

DEFINED CONTRIBUTION PLAN

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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