Seattle Credit & Debt Lawyer, Washington, page 3

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
10700 Meridian Ave N #108 Seattle, WA 98133Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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John A. Jacobson

General Practice

Status: In Good Standing

CONTACT

Bellevue, WA 98009

Kenneth Randall Lester

Workers' Compensation, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

Bellevue, WA 98004

Robert Alan Bohrer

Labor Law, Credit & Debt, Estate Planning, Life & Health

Status: In Good Standing Licensed: 51 Years

CONTACT

15600 Ne 8Th St, Bellevue, WA 98008

Christopher Jason Mercado

Business & Trade, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2800 156th Ave SE, Bellevue, WA 98007

Ernesto Jack Piza

Landlord-Tenant, International Tax, Corporate, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

12835 Ne Bel Red Rd, Bellevue, WA 98005

Roger Edward Rahlfs

Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

2800 156th Ave SE, Bellevue, WA 98007

Jack J. Cullen

Litigation, Civil Rights, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 48 Years

CONTACT

202 118Th Ave Se, Bellevue, WA 98005

Ritz Emi Nakajima Torres

Education, Immigration, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1400 112th Ave SE, Bellevue, WA 98004

John David Huhs

Commercial Real Estate, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

5806 119Th Ave Se, Bellevue, WA 98006

Erin Patterson

Family Law, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

Bellevue, WA 98009

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Seattle Credit & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

John A. Jacobson

Kenneth Randall Lester

Robert Alan Bohrer

Christopher Jason Mercado

Ernesto Jack Piza

Roger Edward Rahlfs

Jack J. Cullen

Ritz Emi Nakajima Torres

John David Huhs

Erin Patterson

TIPS

LEGAL TERMS

COSIGNER

LIEN

ADMINISTRATIVE EXPENSES

MEETING OF CREDITORS

NONEXEMPT PROPERTY

C CORPORATION

DEBIT CARD

TRADE DRESS

ABUSE

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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