South Amboy Collection Lawyer, New Jersey

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Jose Torres
About | Practice Areas
Torres Legal
129 Prospect St Passaic, NJ 07055» view map
Criminal Defense & Divorce and Family Law
Competent Legal Representation

Founded in 2005, Torres Legal is a Law Firm based in Passaic, NJ whose goal is to provide individuals in need with competent legal representation.

800-761-6810
1. Jose Torres Passaic, NJ
  Attorney at Law, NJ
  Florida Coastal School of Law, LL.M. 2003
2. AboutTorres Legal
  Competent Legal Representation
3. Practice AreasExpertise
  Criminal Defense & Divorce and Family Law
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Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

CONTACT

127 Main Street, Chatham, NJ 07928

Gerard Robert DeSapio

Family Law, Collection, Immigration, Child Support

Status: In Good Standing

CONTACT

26 Journal Square, Jersey City, NJ 07306

Albert Rescinio

Estate, Elder Law, Contract, Collection

Status: In Good Standing

CONTACT

Asbury Park, NJ 07712

A. Gregory D'Alessandro

Business Organization, Collection, Products Liability, Medical Malpractice

Status: In Good Standing

CONTACT

2 North Finley Avenue, Basking Ridge, NJ 07920

Matt Germann

Accident & Injury, Collection, Wrongful Termination

Status: In Good Standing

CONTACT

25 Mountainview Blvd, Basking Ridge, NJ 07920

Forrest Scott Turkish

Accident & Injury, Employment, Lawsuit & Dispute, Collection, Business

Status: In Good Standing Licensed: 38 Years

CONTACT

595 Broadway, Bayonne, NJ 07002

Nicholas Andrew Duston

Lawsuit & Dispute, Visa, Criminal, Collection

Status: In Good Standing

CONTACT

400 Crossing Boulevard, Bridgewater, NJ 08807

Keith D. Mcdonald

Litigation, Employee Rights, Collection

Status: In Good Standing

CONTACT

400 Crossing Boulevard, Bridgewater, NJ 08807

Jon-Henry Barr

Pharmaceutical Product, Municipal, Collection, Defamation & Slander

Status: In Good Standing

CONTACT

21 Brant Ave, Clark, NJ 07066

Komal Ullah

Landlord-Tenant, Family Law, Civil Rights, Collection

Status: In Good Standing

CONTACT

136 Central Avenue, Clark, NJ 07066

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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South Amboy Collection Lawyer, New Jersey

Sponsored Law Firm

Torres Legal

SPONSORED LAWYERS

Corinne Gurski

Gerard Robert DeSapio

Albert Rescinio

A. Gregory D'Alessandro

Matt Germann

Forrest Scott Turkish

Nicholas Andrew Duston

Keith D. Mcdonald

Jon-Henry Barr

Komal Ullah

TIPS

LEGAL TERMS

WORKOUT

C CORPORATION

LOSS DAMAGE WAIVER (LDW)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NONEXEMPT PROPERTY

TRADE DRESS

CREDIT INSURANCE

MEETING OF CREDITORS

CHAPTER 7 BANKRUPTCY

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