South Lancaster Credit & Debt Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Matthew S. Rousseau

Bankruptcy, Credit & Debt, Estate Planning, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

255 Park Avenue, Worcester, MA 01609

Randi Levine

Corporate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

20 Walnut Street, Wellesley Hills, MA 02481

James J Kaeding

Social Security -- Disability, Bankruptcy, Credit & Debt, White Collar Crime

Status: In Good Standing

CONTACT

12 Crane Street, Southbridge, MA 01550

Richard N. Gottlieb

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

The Lawyers' Building, Eleven Beacon Street, Boston, MA 02108

Anthony Feroci Jr.

Credit & Debt, Elder Law, Real Estate, Family Law

Status: In Good Standing

CONTACT

54 Main St, Leominster, MA 01453

Christopher M. Uhl

Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

5 State Street, Worcester, MA 01609

Reid Michael Wakefield

Litigation, Employee Rights, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

1 Knowles Road, Worcester, MA 01602

Dmitry Lev

Tax, Credit & Debt, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

46 Fairway Circle, Natick, MA 01760

Warren E. Wood

General Practice

Status: In Good Standing

CONTACT

60 Thoreau Street, Concord, MA 01742

Ryan D Sullivan

Litigation, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

40 Washington St, Wellesley Hills, MA 02481

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

... guaranties made to WFBC under a credit and security agreement, and as to the guarantors' counterclaims against WFBC. The guarantors' appeal seeks review of (1) their liability, generally, as they claim an oral forbearance agreement precluded collection on this debt until the ...

Don v. Soo Hoo

... Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so 81 that she could shed credit card debt then amounting to slightly more than $11,000. ...

Don v. SOO

... We affirm. Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so that she could shed credit card debt then amounting to slightly more than $11,000. ...

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South Lancaster Credit & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Matthew S. Rousseau

Randi Levine

James J Kaeding

Richard N. Gottlieb

Anthony Feroci Jr.

Christopher M. Uhl

Reid Michael Wakefield

Dmitry Lev

Warren E. Wood

Ryan D Sullivan

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISPOSABLE INCOME

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT REPORT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GUARANTOR

CHAPTER 7 BANKRUPTCY

FDCPA

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

Don v. Soo Hoo

Don v. SOO

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