Spottsville Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ashley Renee Hampton

General Practice

Status: In Good Standing

CONTACT

1 South Main Street, Henderson, KY 42420

Candy Yarbray Englebert

Family Law, Civil Rights, Collection, Accident & Injury

Status: In Good Standing

CONTACT

Owensboro, KY 42302

Charles Edward Clem

Real Estate, Trusts, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

9 S Main St, Henderson, KY 42420

Charles D Deep

Dispute Resolution, Lawsuit & Dispute, Workers' Compensation, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Henderson, KY 42419

Charles David Deep

Lawsuit & Dispute, Business, Bankruptcy, Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 56 Years

CONTACT

Henderson, KY 42419

Charles Donald Thompson

Workers' Compensation, Criminal, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

Henderson, KY 42420

Charles Donald Thompson

Criminal, Workers' Compensation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

Henderson, KY 42420

Gary M Gibbs

Bankruptcy

Status: In Good Standing

CONTACT

129 N Elm St, Henderson, KY 42420

Harry Lee Mathison

Bankruptcy, Bankruptcy & Debt, Estate, Commercial Real Estate

Status: In Good Standing

CONTACT

127 North Main Street, Henderson, KY 42420

Kevin Dane Shields

Wills & Probate, Child Custody, Criminal, Bankruptcy, Mass Torts

Status: In Good Standing

CONTACT

19 S. Main Street, Henderson, KY 42420

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Spottsville Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Ashley Renee Hampton

Candy Yarbray Englebert

Charles Edward Clem

Charles D Deep

Charles David Deep

Charles Donald Thompson

Charles Donald Thompson

Gary M Gibbs

Harry Lee Mathison

Kevin Dane Shields

TIPS

LEGAL TERMS

REPOSSESSION

UNDUE HARDSHIP

LIEN

FAIR CREDIT BILLING ACT (FCBA)

DEFINED CONTRIBUTION PLAN

CREDITOR

BANKRUPTCY

GUARANTOR

NONEXEMPT PROPERTY

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