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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Aaron Michael Rubin

Personal Injury, Credit & Debt, Insurance, Employee Rights, Litigation

Status: Licensed: 18 Years

CONTACT

3 Waterway Square Pl, Magnolia, TX 77380

James Daniel Woodall

Personal Injury, Credit & Debt, Insurance, Employee Rights, Oil & Gas

Status:

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1725 Hughes Landing Blvd, Magnolia, TX 77380

Robert Christensen Prim

Personal Injury, Credit & Debt, Business & Trade, Family Law, Wills

Status: Licensed: 13 Years

CONTACT

9450 Pinecroft Dr, Magnolia, TX 77380

Benjamin Todd Major

Personal Injury, Credit & Debt, Insurance, International Other, Litigation

Status: Licensed: 15 Years

CONTACT

10940 W Sam Houston Pkwy N, Houston, TX 77064

Leonard V. Schneider

Credit & Debt, Administrative Law, Health Care Other, Business & Trade

Status:

CONTACT

2261 Northpark Dr, Houston, TX 77339

John Raleigh Hunt

Personal Injury, Credit & Debt, Insurance, Elder Law

Status: Licensed: 25 Years

CONTACT

19450 State Highway 249, Houston, TX 77067

Rolanda E. Dent

Personal Injury, Credit & Debt, Juvenile Law, Family Law, International Other

Status: Licensed: 25 Years

CONTACT

8300 Fm 1960 W, Houston, TX 77070

Kevin Mark Jones

International Other, Employee Rights, Banking & Finance, Credit & Debt

Status: Licensed: 16 Years

CONTACT

17515 Spring Cypress Rd, Cypress, TX 77429

Deirdre Lee Metzcher-carr

International Other, Intellectual Property, Science, Technology & Internet, Credit & Debt

Status: Licensed: 27 Years

CONTACT

6606 Fm, Magnolia, TX 77354

Jon Mattison Scott

Bankruptcy & Debt, Business, Business & Trade, Credit & Debt

Status: Licensed: 22 Years

CONTACT

10001 Six Pines Dr, Magnolia, TX 77380

800-814-6700

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Spring Credit & Debt Lawyer, Texas, page 6

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Aaron Michael Rubin

James Daniel Woodall

Robert Christensen Prim

Benjamin Todd Major

Leonard V. Schneider

John Raleigh Hunt

Rolanda E. Dent

Kevin Mark Jones

Deirdre Lee Metzcher-carr

Jon Mattison Scott

TIPS

LEGAL TERMS

C CORPORATION

LOSS DAMAGE WAIVER (LDW)

GUARANTOR

WINDING UP

HOUSEHOLDER

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

PRESUMED ABUSE

ABUSE

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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