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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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7. Profile

Todd Patrick Bittle

Traffic, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

317 E. Poplar Street, Harrisburg, IL 62946

Paul L. Myers

Social Security, Elder Law, Securities, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1 S Main St, Harrisburg, IL 62946

Angela Kochan

Business & Trade, Civil Rights, Collection, Estate Planning

Status: In Good Standing Licensed: 26 Years

CONTACT

121 West Cherry Street, Herrin, IL 62948

Angela Elliott Kochan

Collection, Civil Rights, Estate Planning, Business

Status: In Good Standing Licensed: 26 Years

CONTACT

121 West Cherry Street, Herrin, IL 62948

Bartley Zuber

Litigation, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

117 S Kitchell Ave, Olney, IL 62450

David Craig

Federal Appellate Practice, Wills & Probate, Estate Planning, Collection

Status: In Good Standing Licensed: 51 Years

CONTACT

203 N Park Ave, Herrin, IL 62948

David Louis Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

Energy, IL 62933

David Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection

Status: In Good Standing Licensed: 32 Years

CONTACT

Energy, IL 62933

Lindsey Diane Waldrop

Estate Planning, Divorce, Elder Law, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

324 N Main St, Bridgeport, IL 62417

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Springerton Collection Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Todd Patrick Bittle

Paul L. Myers

Angela Kochan

Angela Elliott Kochan

Bartley Zuber

David Craig

David Louis Bartelsmeyer

David Bartelsmeyer

Lindsey Diane Waldrop

TIPS

LEGAL TERMS

CREDIT FILE

FORBEARANCE

TOXIC TORT

LIABILITY

BULK SALES LAW

COLLECTION AGENCY

FAIR LABOR STANDARDS ACT (FLSA)

BANKRUPTCY

ACCORD AND SATISFACTION

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