St Albans Bankruptcy & Debt Lawyer, New York, page 3

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Hector Manuel Roman

Commercial Real Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

108-14 Jamaica Ave, Kew Gardens, NY 11418

Nathan Erlich

Business & Trade, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

10818 Queens Blvd, Forest Hills, NY 11375

Angelo A. Digangi

Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

10105 Lefferts Blvd, South Richmond Hill, NY 11419

Allan R. Bloomfield

Divorce, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

11821 Queens Blvd, Forest Hills, NY 11375

Bonnie Lynn Mohr

Immigration, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

125-10 Queens Blvd, Kew Gardens, NY 11415

Peter Martin Zirbes

Litigation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

11627 Queens Blvd, Forest Hills, NY 11375

Avinoam Cohen

Immigration, Divorce & Family Law, DUI-DWI, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

11 Sunrise Plaza, Valley Stream, NY 11580

Tae Hun Kim

Real Estate, Immigration, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

19308 Northern Blvd, Flushing, NY 11358

Joshua Lawrence Muss

Housing & Urban Development, Commercial Real Estate, Construction, Bankruptcy & Debt

Status: In Good Standing Licensed: 59 Years

CONTACT

11835 Queens Blvd, Forest Hills, NY 11375

Rafael Ariel Poltielov

Foreclosure, Wills & Probate, Business, Bankruptcy

Status: In Good Standing

CONTACT

11821 Queens Blvd, Forest Hills, NY 11375

800-923-0641

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800-943-8690

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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St Albans Bankruptcy & Debt Lawyer, New York, page 3

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Hector Manuel Roman

Nathan Erlich

Angelo A. Digangi

Allan R. Bloomfield

Bonnie Lynn Mohr

Peter Martin Zirbes

Avinoam Cohen

Tae Hun Kim

Joshua Lawrence Muss

Rafael Ariel Poltielov

TIPS

LEGAL TERMS

SETOFF

COLLECTION AGENCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

S CORPORATION

COSIGNER

FRAUDULENT TRANSFER

FORBEARANCE

UNDUE HARDSHIP

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