Stanwood Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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David H. White

General Practice

Status: In Good Standing Licensed: 50 Years

CONTACT

4501 Fidalgo Bay Rd, Anacortes, WA 98221

Priscilla Carey-Cordoba

Insurance, Collection, Elder Law, Estate Planning

Status: In Good Standing

CONTACT

Arlington, WA 98223

Drew Davis

Employment Discrimination, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

19401 63Rd Ave Ne, Arlington, WA 98223

Lawrence Belskis

Estate Planning, Workers' Compensation, Insurance, Collection

Status: In Good Standing

CONTACT

152 N Pheasant Run Rd, Coupeville, WA 98239

Krista L White

General Practice

Status: In Good Standing Licensed: 46 Years

CONTACT

Everett, WA 98213

Amy Nicole Spitzer

Landlord-Tenant, Estate Planning, Corporate, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

Everett, WA 98206

Michael Shannon O'Meara

Employment Discrimination, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 15 Years

CONTACT

1602 Virginia Ave, Everett, WA 98201

Drew T. Nielsen

Corporate, Collection, Personal Injury, Civil Rights

Status: Deceased Licensed: 73 Years

CONTACT

Everett, WA 98206

Krista L. White

Landlord-Tenant, Criminal, Contract, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

Everett, WA 98213

Julia Ann Youngs

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

3007 Rucker Ave, Everett, WA 98201

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Stanwood Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

David H. White

Priscilla Carey-Cordoba

Drew Davis

Lawrence Belskis

Krista L White

Amy Nicole Spitzer

Michael Shannon O'Meara

Drew T. Nielsen

Krista L. White

Julia Ann Youngs

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

TRADE DRESS

DISPOSABLE INCOME

CREDIT INSURANCE

CREDIT REPORT

GRACE PERIOD

CHAPTER 7 BANKRUPTCY

HOUSEHOLDER

PRESUMED ABUSE

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