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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Terrell Lee Sharp

Banking & Finance, Bankruptcy, Corporate, Collection

Status: In Good Standing

CONTACT

1115 Harrison, Mount Vernon, IL 62864

John T. Hundley

International, Corporate, Contract, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1115 Harrison St, Mount Vernon, IL 62864

Robert Emmett Shaw

Construction Contracts, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

CONTACT

117 N 10Th St, Mount Vernon, IL 62864

Robert Shaw

Litigation, Transactions, Collection, Bankruptcy

Status: In Good Standing

CONTACT

117 N 10Th St, Mount Vernon, IL 62864

Sharon Sigwerth Costa

Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

2001 Broadway St, Mount Vernon, IL 62864

Deana Meiners

Lawsuit, Divorce, DUI-DWI, Collection

Status: In Good Standing

CONTACT

2029 Broadway, Mount Vernon, IL 62864

David John Gerber

Commercial Real Estate, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 55 Years

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David J. Gerber

Business Organization, Collection, Credit & Debt, Wills & Probate

Status: In Good Standing

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David J. Gerber

Collection, Estate Planning, Transactions, Municipal

Status: In Good Standing

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

David John Gerber

Collection, Estate Planning, Transactions, Municipal

Status: In Good Standing Licensed: 55 Years

CONTACT

3200 Lime Avenue, Mount Vernon, IL 62864

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

COLLATERAL

Property that guarantees payment of a secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Texico Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Terrell Lee Sharp

John T. Hundley

Robert Emmett Shaw

Robert Shaw

Sharon Sigwerth Costa

Deana Meiners

David John Gerber

David J. Gerber

David J. Gerber

David John Gerber

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LEGAL TERMS

REPOSSESSION

CURRENT MONTHLY INCOME

ADMINISTRATIVE EXPENSES

S CORPORATION

LIMITED LIABILITY

COLLATERAL

NO-FAULT INSURANCE

NUISANCE FEES

BULK SALES LAW

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