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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles Wayne Hancock

General Practice

Status: In Good Standing

CONTACT

263 Old Harold Road, Harold, KY 41635

Clyde Combs

General Practice

Status: In Good Standing

CONTACT

643 Left Beaver Rd, Martin, KY 41649

Gregory Arthur Isaac

Estate Planning, Natural Resources, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

256 Irene St, Prestonsburg, KY 41653

Helena Racin Jackson

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

162 Quail Walk, Pikeville, KY 41501

Helena Racin Jackson

General Practice

Status: In Good Standing

CONTACT

162 Quail Walk, Pikeville, KY 41501

Barry Revis Hamilton

Corporate, Bankruptcy, Products Liability, Civil Rights

Status: In Good Standing Licensed: 8 Years

CONTACT

132 South Lake Drive, Prestonsburg, KY 41653

Paul Franklin Heaberlin

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing

CONTACT

119 East Court St, Prestonsburg, KY 41653

James D Adams

General Practice

Status: In Good Standing

CONTACT

140 South Lake Drive, Prestonsburg, KY 41653

Virginia Kirk Baird

Trusts, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

162 Second Street, Pikeville, KY 41502

Ira Edsel Branham

Accident & Injury, Car Accident, Credit & Debt, Medical Malpractice, Workers' Compensation

Status: In Good Standing

CONTACT

Pikeville, KY 41502

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FCRA

See Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Tram Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Charles Wayne Hancock

Clyde Combs

Gregory Arthur Isaac

Helena Racin Jackson

Helena Racin Jackson

Barry Revis Hamilton

Paul Franklin Heaberlin

James D Adams

Virginia Kirk Baird

Ira Edsel Branham

TIPS

LEGAL TERMS

401(K) PLAN

SECRET WARRANTY PROGRAM

FCRA

UNSECURED DEBT

GUARANTOR

SUBROGATION

NONDISCHARGEABLE DEBTS

MEETING OF CREDITORS

DISCHARGE (OF DEBTS)

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