Villa Park Bankruptcy & Debt Lawyer, California, page 3

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Misty Ann Perry-Isaacson

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

525 Cabrillo Park Dr, Santa Ana, CA 92701

Michael Kim

Litigation, Business, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

2100 N Broadway, Santa Ana, CA 92706

Norma Nodal Duenas

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

1801 Park Court Pl, Santa Ana, CA 92701

Michelle L. Reynolds

Environmental Law, Wrongful Termination, Employment Discrimination, Business, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

2030 E 4th St, Santa Ana, CA 92705

Steven A Afghani

Employee Rights, Criminal, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

1717 N Broadway, Santa Ana, CA 92706

Michael David Franco

Family Law, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

1800 N Broadway, Santa Ana, CA 92706

Rex Tran

Employment Discrimination, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

1633 E 4Th St, Santa Ana, CA 92701

Yvette Ochoa

Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

1851 East 1st Street, Santa Ana, CA 92705

Maziar Mafi

Litigation, Federal Appellate Practice, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1502 N Broadway, Santa Ana, CA 92706

Adam S. Hamburg

Construction, Civil Rights, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

2122 North Broadway, Santa Ana, CA 92706

800-923-0641

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Villa Park Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Misty Ann Perry-Isaacson

Michael Kim

Norma Nodal Duenas

Michelle L. Reynolds

Steven A Afghani

Michael David Franco

Rex Tran

Yvette Ochoa

Maziar Mafi

Adam S. Hamburg

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

MEANS TEST

ADMINISTRATIVE EXPENSES

CCCS

GARNISHMENT

CREDIT REPORT

GRACE PERIOD

NONDISCHARGEABLE DEBTS

UNDUE HARDSHIP

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