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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Dawn Logsdon Johnson

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

611 Knox Blvd, Radcliff, KY 40160

David Thomas Wilson

Education, Other, Real Estate, Bankruptcy

Status: In Good Standing

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550 W Lincoln Trail Blvd, Radcliff, KY 40160

James Dustin Hafley

Family Law, Bankruptcy, Criminal, Civil Rights

Status: In Good Standing

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385 W. Lincoln Trail, Radcliff, KY 40160

Kimberly Lynne Musselwhite-Staples

Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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385 W Lincoln Trail Blvd, Radcliff, KY 40160

Paul Musselwhite

Bankruptcy, DUI-DWI, Personal Injury, Child Custody

Status: In Good Standing

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385 West Lincoln Trail Boulevard, Radcliff, KY 40160

Carol Blakeley Meinhart

Bankruptcy

Status: In Good Standing

CONTACT

385 W Lincoln Trl Blvd, Radcliff, KY 40160

Robert Daniel Mcintosh

Government, Bankruptcy

Status: In Good Standing

CONTACT

385 W Lincoln Trail Blvd, Radcliff, KY 40160

Melody Casey-Aldridge

Child Custody, Contract, Bankruptcy, Slip & Fall Accident

Status: In Good Standing

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240 West Dixie Avenue, Elizabethtown, KY 42701

Amy Lea Turner

Trusts, Estate Planning, Family Law, Bankruptcy, Guardianships & Conservatorships

Status: In Good Standing

CONTACT

Elizabethtown, KY 42702

Jeffrey Keith Hill

Lawsuit, Government, Workers' Compensation, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing

CONTACT

Elizabethtown, KY 42702

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Vine Grove Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Dawn Logsdon Johnson

David Thomas Wilson

James Dustin Hafley

Kimberly Lynne Musselwhite-Staples

Paul Musselwhite

Carol Blakeley Meinhart

Robert Daniel Mcintosh

Melody Casey-Aldridge

Amy Lea Turner

Jeffrey Keith Hill

TIPS

LEGAL TERMS

CCCS

ABUSE

NONEXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

CREDIT BUREAU

REAFFIRMATION

PREFERENCE

NUISANCE FEES

PRESUMED ABUSE

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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