Walton County, GA Credit & Debt Lawyers, page 2

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kimberly Mckenzie Minicozzi

Estate, Divorce & Family Law, Felony, Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

7730 B Hampton Place, Loganville, GA 30052

Austin O. Jones

Estate, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

7700 Hampton Place, Loganville, GA 30052

Steven Brett Mizerak

Criminal

Status: In Good Standing Licensed: 27 Years

CONTACT

307 E Church Street, Monroe, GA 30655

Saralyn Stephanie Stewart

Motor Vehicle, Family Law, Divorce & Family Law

Status: In Good Standing

CONTACT

209 Milledge Avenue, Monroe, GA 30655

Steven Joel Miller

Real Estate

Status: In Good Standing Licensed: 28 Years

CONTACT

143 Lee Byrd Road, Loganville, GA 30052

Ralph J. Hunstein

Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

2030 Cedar Bluff Road, Monroe, GA 30656

Penny Suzanne Smith

Life & Health, Personal Injury, Animal Bite, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

295 Cooper Rd, Loganville, GA 30052

Scott Preston Willis

Real Estate, Lawsuit & Dispute, Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

338 North Broad Street, Monroe, GA 30655

Christopher Huse Atkinson

Real Estate, State & Local Agencies, Government

Status: In Good Standing Licensed: 22 Years

CONTACT

118 Court Street, Monroe, GA 30655

Sheryl Deane Fambrough

Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 45 Years

CONTACT

1104B South Madison Avenue, Monroe, GA 30655

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Walton County, GA Credit & Debt Lawyers, page 2

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Kimberly Mckenzie Minicozzi

Austin O. Jones

Steven Brett Mizerak

Saralyn Stephanie Stewart

Steven Joel Miller

Ralph J. Hunstein

Penny Suzanne Smith

Scott Preston Willis

Christopher Huse Atkinson

Sheryl Deane Fambrough

TIPS

LEGAL TERMS

FDCPA

PRESUMED ABUSE

LIMITED LIABILITY

DOING BUSINESS AS (DBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISCHARGE (OF DEBTS)

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDITOR

INTEREST

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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