Wauconda Credit & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Wauconda Credit & Debt lawyer.
Below are all Wauconda lawyers.

Jeffrey James Click

Commercial Real Estate, Real Estate, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

60 Sunset Ridge Road, Oroville, WA 98844

Barbara J Ternon

Estate Planning, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

350 E Delaware Ave, Republic, WA 99166

Barbara J Konior

Corporate, Collection, Civil Rights, Estate Planning

Status: Inactive Licensed: 22 Years

CONTACT

350 E Delaware Ave, Republic, WA 99166

Donna Gale Ayers

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 44 Years

CONTACT

1002 S Adams St, Republic, WA 99166

Michael William Lynch

Criminal, Bankruptcy, Juvenile Law, Family Law

Status: In Good Standing Licensed: 48 Years

CONTACT

Tonasket, WA 98855

Arleen June Tolliver

Commercial Bankruptcy, International Other, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

Republic, WA 99166

Jerred Lee Burbank

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

Republic, WA 99166

Deborah Maker

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 76 Years

CONTACT

Republic, WA 99166

John Bourcier

General Practice

Status: Suspended Licensed: 43 Years

CONTACT

100 Summit Lake Rd, Tonasket, WA 98855

Jamie Schibret Murdock

General Practice

Status: In Good Standing

CONTACT

43 Ruberts Rd, Republic, WA 99166

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CCCS

See Consumer Credit Counseling Service.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Wauconda Credit & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jeffrey James Click

Barbara J Ternon

Barbara J Konior

Donna Gale Ayers

Michael William Lynch

Arleen June Tolliver

Jerred Lee Burbank

Deborah Maker

John Bourcier

Jamie Schibret Murdock

TIPS

LEGAL TERMS

MEANS TEST

IRS EXPENSES

FCRA

CHAPTER 13 BANKRUPTCY

CCCS

ABUSE

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DISPOSABLE INCOME

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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