West Sacramento Collection Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Ace Thomas Tate

Oil & Gas, Employee Rights, Contract, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

455 Capitol Mall, Sacramento, CA 95814

Andrea Six Morris

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

901 G St, Sacramento, CA 95814

Anissa Nadia Galata

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

901 G St, Sacramento, CA 95814

Anthony E Ortiz

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

901 G St, Sacramento, CA 95814

Ashley Marie Pane

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 7 Years

CONTACT

901 G St, Sacramento, CA 95814

Barry H Spitzer

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

2150 River Plaza Dr, Sacramento, CA 95833

Brandon Allen Jack

Domestic Violence & Neglect, Elder Law, Insurance, Collection

Status: In Good Standing

CONTACT

901 G St, Sacramento, CA 95814

Casey Richard Newton

Environmental Law Other, Employment, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

901 G St, Sacramento, CA 95814

Christine Harris Reysner

Criminal, Civil & Human Rights, Collection, Defamation & Slander

Status: In Good Standing Licensed: 25 Years

CONTACT

2701 Del Paso Rd, Sacramento, CA 95835

Christopher Lee

Landlord-Tenant, Family Law, Collection, Car Accident

Status: In Good Standing Licensed: 14 Years

CONTACT

2108 N St, Sacramento, CA 95816

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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West Sacramento Collection Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Ace Thomas Tate

Andrea Six Morris

Anissa Nadia Galata

Anthony E Ortiz

Ashley Marie Pane

Barry H Spitzer

Brandon Allen Jack

Casey Richard Newton

Christine Harris Reysner

Christopher Lee

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LEGAL TERMS

SECURED DEBT

GRACE PERIOD

FRAUDULENT TRANSFER

CREDIT BUREAU

LIABILITY

LIMITED PARTNERSHIP

LOSS DAMAGE WAIVER (LDW)

SECRET WARRANTY PROGRAM

NUISANCE FEES

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