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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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John D Curtis

Estate Planning, Bankruptcy

Status: Retired Licensed: 35 Years

CONTACT

55 N 3rd St, Lake Oswego, OR 97034

Jared C Nichol

Litigation, Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

3040 Biddle Raod, Medford, OR 97504

Brandon K Rennie

International, Employment, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

920 Town Centre Dr, Medford, OR 97504

Matthew A Casper

Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

924 Town Centre Dr, Medford, OR 97504

Matthew Sutton

Bankruptcy & Debt, Consumer Rights, Real Estate, US Courts, Litigation

Status: In Good Standing Licensed: 32 Years

CONTACT

205 Crater Lake Ave, Medford, OR 97504

C Casey White

Bankruptcy, Estate, Lawsuit & Dispute

Status: In Good Standing Licensed: 20 Years

CONTACT

10 Crater Lake Ave, Medford, OR 97504

Carol Casey White

Lawsuit & Dispute, Trusts, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

10 Crater Lake Avenue, Medford, OR 97504

David Bauer Stern

Litigation, Intellectual Property, Workers' Compensation, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1917 E Main St, Medford, OR 97504

Richard A Stark

Litigation, Business, Collection

Status: In Good Standing Licensed: 55 Years

CONTACT

100 E Main, Medford, OR 97501

Richard B Thierolf

Federal Appellate Practice, Estate Planning, Criminal, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

2 N Oakdale Ave, Medford, OR 97501

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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White City Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John D Curtis

Jared C Nichol

Brandon K Rennie

Matthew A Casper

Matthew Sutton

C Casey White

Carol Casey White

David Bauer Stern

Richard A Stark

Richard B Thierolf

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

DEBT COLLECTOR

SETOFF

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRAUDULENT TRANSFER

FAIR CREDIT BILLING ACT (FCBA)

REPOSSESSION

DISCHARGE (OF DEBTS)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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