5 Things You Should Do If You're Hit by an Uninsured Driver in St. Louis
by
Christopher Hoffmann on Jul. 29, 2024
Accident & Injury Accident & Injury Car Accident Accident & Injury Personal Injury
Summary: Being hit by an uninsured driver in St. Louis can be overwhelming. This guide outlines five crucial steps to protect your rights and ensure fair compensation, from documenting the accident to seeking legal help.
Being involved in a car accident is stressful enough, but when the at-fault driver is uninsured, it can add another layer of complexity. If you find yourself in this situation in St. Louis, here are five crucial steps you need to take:
1. Call the Police and Document Everything
Even if the other driver is uninsured, it's crucial to call the police and file a report. This official documentation can be vital for your insurance claim or potential legal action. Take photos of the accident scene, vehicle damage, and any visible injuries.
2. Seek Medical Attention
Your health should be your top priority. Some injuries, like whiplash or internal injuries, may not be immediately apparent. Get checked by a medical professional as soon as possible.
3. Contact Your Insurance Company
Inform your insurance company about the accident immediately. If you have uninsured motorist coverage, this is when it will come into play. This coverage can help pay for your medical expenses and property damage.
4. Don't Accept Any Offers from the Uninsured Driver
The uninsured driver might offer to pay you directly to avoid legal consequences. While it may be tempting, this is often a bad idea. The full extent of your injuries and vehicle damage may not be immediately apparent, and you could end up with insufficient compensation.
5. Consult with a St. Louis Uninsured Motorist Accident Attorney
Navigating an accident with an uninsured driver can be complex. An experienced St. Louis uninsured motorist accident attorney can help protect your rights and ensure you receive fair compensation. They can guide you through the process of filing a claim with your own insurance company or potentially pursuing legal action against the uninsured driver.
Remember, time is of the essence in these situations. Missouri has a statute of limitations for car accident claims, so it's important to act quickly to protect your rights.
If you've been hit by an uninsured driver in St. Louis, don't face this challenging situation alone. Contact the Hoffman Law Firm for a free consultation. Our experienced team of St. Louis car accident lawyers is here to help you navigate this difficult time and fight for the compensation you deserve.