Car Insurance Claim for Money Damages Accident

by Andrew Tobergte on Apr. 27, 2016

Accident & Injury Personal Injury Accident & Injury  Car Accident 

Summary: Following a Cincinnati car accident, you may be eligible for monetary compensation for injuries, medical bills, lost wages, pain and suffering, and other damages.

Many auto accident cases involve complex issues including liability (i.e., fault), insurance coverage, and causation of damages. Sometimes issues are involved that are not readily apparent. Consulting with an experienced lawyer from McKenzie & Snyder will help you gain a clear understanding of your claims. 

Types of Damages From a Car Crash

There are various types of “damages” incurred when someone is hurt in a car crash. “General” damages, for example, include those things for which an exact dollar amount cannot be calculated. Examples of general damages include: pain and suffering, loss of companionship, permanent impairment or disfigurement, loss of enjoyment of life, and compensation for shortened life expectancy. “Special” damages, on the other hand, include harder figures, such as medical bills, lost wages, and car repair costs. One may also bring a claim for the diminished value of a vehicle after it is repaired. Victims of automobile accidents may also recover for reasonable future medical bills and future lost wages if applicable. 

Pre-Existing Condition Exacerbated or Worsened In a Car Accident

Simply because an injured party in an auto accident was already suffering from a previous injury or condition, does not mean he or she is barred from monetary recovery. If the accident aggravated or worsened the existing injury, such aggravation or worsening may be compensable. However, proving aggravation claims can be difficult.

Auto Insurance and Car Accidents Involving a Driver Without Car Insurance

Often times auto accident victims who recover in court or via settlement are paid by the other (i.e. , at fault) driver’s insurance company. However, if the other driver is uninsured or underinsured, the accident victim may recover as the insured via an underinsured or uninsured motorist claim. Other types of insurance coverage may apply depending on the specifics of the particular case. 

Call an Experienced Car Accident Lawyer

A car or motorcycle accident can have serious consequences, both for the victim and the victim’s family. Contact an experienced lawyer at McKenzie & Snyder LLP to discuss your legal options. We represent individuals and their families in Hamilton, Colerain, Fairfield, Cheviot, College Hill, Mt Healthy, Finneytown, Reading, Forest Park, Batavia, Amelia, Roselawn, Montgomery, Kenwood, Lebanon, West Chester, Anderson, Loveland, Ross, Monroe, Dayton, Springdale, Springfield and more...

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