"Finding a way to have the debt satisfied may not take long on [the creditor's] part if you have a job. Up to 25 percent of your disposable income can be garnished, and your employer must comply by court order. If that is not effective or they choose a different route, the creditor or debt collections agency may seize property or freeze your bank accounts."

Read the entire article on the official Fitzgerald & Campbell, APLC blog.